2 Ridgeway Dr, Valparaiso, IN 46385 Property Records

Porter County property record for 2 Ridgeway Dr, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,992 sqft · built 1967
Lot Size	0.651 acres (28,358 sqft)
Owner	2 Individual Names on File
Last Sale	$396,207 (Oct 2023)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64-06-26-277-008.000-006`

Property Details

APN / Parcel Number

Primary APN	`64-06-26-277-008.000-006`
Alternative APNs	`06000043850` `00000988102`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	3,644 sqft
1st Floor Area	1,992 sqft
Basement Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1975
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	28,358 sqft (0.651 acres)
Lot Dimensions	210 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	530 sqft
Deck Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2 RIDGEWAY DR
City	VALPARAISO
State	IN
Zip	46385-8505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERIDIAN RIDGE LOT 2
Legal Subdivision	MERIDIAN RIDGE
Legal Lot Number	2
Jurisdiction	PORTER IN
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3019
Census Tract	50105

Owner

2 Ridgeway Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Porter County records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 RIDGEWAY DR, VALPARAISO, IN 46385-8505
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Nov 6, 2025	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Oct 23, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jan 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 14, 2018	Warranty Deed, Transfer COMMUNITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on File
Deed Sale	Oct 23, 2023 · Amount on File
Prior Sale	Nov 14, 2018
Deed Document Number	202317645
Prior Transfer Date	Dec 22, 2018
Prior Transfer Doc	0000000932
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Recording Date	Jun 26, 2026
Property Address	2 RIDGEWAY DR, VALPARAISO, IN 46385-8505
Document Number	0000011676
Instrument Date	Jun 22, 2026
Instrument	202611676
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGEWAY DR, VALPARAISO, IN 46385-8505

Mortgage

Document Number	0000011676,
Date	Jun 26, 2026
Instrument	202611676

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	2 RIDGEWAY DR, VALPARAISO, IN 46385-8505
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGEWAY DR, VALPARAISO, IN 46385-8505

Mortgage

Document Number	0000020859
Date	Nov 6, 2025
Instrument	2025-020859

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PORTER IN
Recording Date	Oct 23, 2023
Property Address	2 RIDGEWAY DR, VALPARAISO, IN 46385-8505
Document Number	0000017645
Map Reference	PL 15-B-4
Instrument Date	Oct 13, 2023
Instrument	2023-017645
Transaction Type	Transfer
Record Updated	Nov 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGEWAY DR, VALPARAISO, IN 46385-8505

Mortgage

Document Number	0000017646
Date	Oct 23, 2023
Instrument	2023-017646

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PORTER IN
Recording Date	Jan 16, 2019
Property Address	2 RIDGEWAY DR, VALPARAISO, IN 46385-8505
Document Number	0000000932
Instrument Date	Dec 22, 2018
Instrument	932
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 RIDGEWAY DR VALPARAISO IN 463858505, VALPARAISO, IN 46385-8505

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	Nov 14, 2018
Property Address	2 RIDGEWAY DR, VALPARAISO, IN 46385-8505
Document Number	0000025882
Instrument Date	Nov 9, 2018
Instrument	25882
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	COMMUNITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGEWAY DR VALPARAISO IN 463858505, VALPARAISO, IN 46385-8505

Tax Assessment & Valuation

The 2025 property tax bill for 2 Ridgeway Dr was $2,579, up 5.2% from the year before.

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Liberty Township
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+5.18%) Homeowner's exemption	$324,500 Land $42,900 Building $281,600	$324,500 Land $42,900 Building $281,600
2024	$2,452.00 (+3.37%)
2023	$2,372.00 (-32.36%)	$300,400 (+9.92%) Land $40,900 Building $259,500	$300,400 (+9.92%) Land $40,900 Building $259,500
2022	$3,507.00	$273,300 Land $40,900 Building $232,400	$273,300 Land $40,900 Building $232,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Ridgeway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Ridgeway Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 99.9% of Indiana
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: NITCO.

Cell Coverage

5G (outdoors only) and 4G LTE

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