2 Ridgeview Cir, Fredericksburg, VA 22406 Property Records

Stafford County property record for 2 Ridgeview Cir, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,835 sqft · built 1985
Lot Size	2.65 acres (115,569 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Oct 2021)
Tax Bill	$5,481 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`42-14-27`

Property Details

APN / Parcel Number

Primary APN	`42-14-27`
Alternative APNs	`042 14 27` `25203`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,835 sqft Living Area
1st Floor Area	1,780 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	115,569 sqft (2.65 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	556 sqft
Patio Area	556 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	25203
Old Parcel Number	042 14 27
Street Address	2 RIDGEVIEW CIR
City	FREDERICKSBURG
State	VA
Zip	22406-5321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 27 SEC 1 2.6531 AC RIVER RIDGE ESTATES
Legal Subdivision	RIVER RIDGE ESTATES
Legal Lot Number	27
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1015
Census Tract	10308

Owner

2 Ridgeview Cir is owned and occupied by an individual who bought it in October 2021.

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2 RIDGEVIEW CIR, FREDERICKSBURG, VA 22406-5321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
Mar 31, 2020	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MTG LLC
Jun 11, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	210035445
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 22, 2021
Property Address	2 RIDGEVIEW CIR, FREDERICKSBURG, VA 22406-5321
Document Number	210035445
Instrument Date	Oct 19, 2021
Instrument	210035445
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NTL LAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGEVIEW CIR, FREDERICKSBURG, VA 22406-5321

Mortgage

Document Number	210035446
Date	Oct 22, 2021
Instrument	210035446

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	2 RIDGEVIEW CIR, FREDERICKSBURG, VA 22406-5321
Document Number	200007345
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGEVIEW CIR FREDERICKSBURG VA 224065321, FREDERICKSBURG, VA 22406-5321

Mortgage

Document Number	200007345
Date	Apr 6, 2020
Instrument	7345

Lender

Name	RIVER CITY MTG LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 11, 2019
Property Address	2 RIDGEVIEW CIR, FREDERICKSBURG, VA 22406-5321
Document Number	190009185
Instrument Date	Jun 6, 2019
Instrument	9185
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGEVIEW CIR FREDERICKSBURG VA 224065321, FREDERICKSBURG, VA 22406-5321

Mortgage

Document Number	190009186
Date	Jun 11, 2019
Instrument	9186

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Ridgeview Cir was $5,481.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,481.00	$585,200 Land $125,000 Building $460,200	$585,200 Land $125,000 Building $460,200
2023	$5,010.00	$530,200 Land $115,000 Building $415,200	$530,200 Land $115,000 Building $415,200
2021	$145.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Ridgeview Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Ridgeview Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ridgeview Cir

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