2 Ridgefield Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 2 Ridgefield Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,057 sqft · built 1910
Lot Size	0.208 acres (9,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Jun 2020)
Tax Bill	$21,762 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jun 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:007 B:0017 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:007 B:0017 L:0`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	4,057 sqft Living Area
Gross Area	5,944 sqft
Basement Area	1,400 sqft
Unfinished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,043 sqft (0.208 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 RIDGEFIELD RD
City	WINCHESTER
State	MA
Zip	01890-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	17
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2014
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 RIDGEFIELD RD, WINCHESTER, MA 01890-3918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jun 26, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL DIPLATZI
Sep 9, 2019	Foreclosure LENDINGONE
Mar 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	2020101091
Deed Book / Page	74978 / 181
Prior Transfer Date	Jun 24, 2020
Prior Transfer Doc	74978-181
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	2 RIDGEFIELD RD, WINCHESTER, MA 01890-3918
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78915-455
Date	Oct 14, 2021
Book Page	78915/455
Instrument	226449

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jun 26, 2020
Property Address	2 RIDGEFIELD RD, WINCHESTER, MA 01890-3918
Document Number	74978-181
Book / Page	74978 / 181
Instrument Date	Jun 24, 2020
Instrument	101091
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 RIDGEFIELD RD, WINCHESTER, MA 01890-3918

Mortgage

Document Number	101092
Date	Jun 26, 2020
Instrument	101092

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	2 RIDGEFIELD RD, WINCHESTER, MA 01890-3918
Document Number	73411-65
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 RIDGEFIELD RD WINCHESTER MA 018903918, WINCHESTER, MA 01890-3918

Mortgage

Document Number	73411-65
Date	Oct 4, 2019
Book Page	073411/000065
Instrument	153332

Lender

Name	MICHAEL DIPLATZI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	WINCHESTER MA
Recording Date	Sep 9, 2019
Property Address	2 RIDGEFIELD RD, WINCHESTER, MA 01890-3918
Document Number	73251-433
Book / Page	073251 / 000433
Instrument Date	May 30, 2019
Instrument	136319
Transaction Type	Foreclosure
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,833.60
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	348 PARK ST #203 NORTH READING MA 018642152, 203, NORTH READING, MA 01864-2152

Mortgage

Document Number	73251-444
Date	Sep 9, 2019
Book Page	073251/000444
Instrument	136323

Lender

Name	LENDINGONE

Agreement

Amount	Amount Recorded

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Mar 10, 2017
Property Address	2 RIDGEFIELD RD, WINCHESTER, MA 01890-3918
Document Number	68996-391
Book / Page	068996 / 000391
Instrument Date	Mar 9, 2017
Instrument	36946
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGEFIELD RD WINCHESTER MA 018903918, WINCHESTER, MA 01890-3918

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,762.00 (+10,116.9%)	$1,964,100 (+1.89%) Land $905,200 Building $1,058,900	$2,300,761 (+9.12%)
2025	$213.00 (-98.97%)	$1,927,700 (+6.02%) Land $905,200 Building $1,022,500	$2,108,525
2024	$20,601.00 (+8.25%)	$1,818,300 (+12.74%) Land $840,600 Building $977,700
2023	$19,031.00	$1,612,800 Land $775,900 Building $836,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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