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2 Ridge St, Stony Point, NY 10980 Property Records

Rockland County and Stony Point Town property record for 2 Ridge St, Stony Point, NY 10980

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,381 sqft · built 1756
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Oct 2011)
Deeds & MortgagesJan 2017 Loan Modification
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN392800 15.19-2-68

Property Details

APN / Parcel Number

Primary APN392800 15.19-2-68
Alternative APNs
  • 280001501900020680000000
  • 0003036

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,381 sqft Living Area
1st Floor Area841 sqft
Upper Floors Area540 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1756
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,068 sqft (0.3 acres)

Exterior Amenities

PorchCovered Porch
Porch Area250 sqft
Shed1 Shed
Shed Area112 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0003036
Old Parcel Number280001501900020680000000
Street Address2 RIDGE ST
CitySTONY POINT
StateNY
Zip10980-1517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description17/282-2
Legal Block2
Legal Lot Number68.000
JurisdictionROCKLAND NY
Township / Civil DivisionSTONY POINT
Census Block Group2
Census Block2018
Census Tract10200

Owner

Source: Rockland County and Stony Point Town records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2 RIDGE ST, STONY POINT, NY 10980-1517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Jan 16, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2011 · Amount on Record
Deed SaleOct 27, 2011 · Amount on Record
Prior SaleOct 27, 2011 · Amount on Record
Deed Document Number2011-00038573
Record UpdatedJun 8, 2026

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address2 RIDGE ST, STONY POINT, NY 10980-1517
Document Number0000009670
Instrument DateJan 16, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 RIDGE ST STONY POINT NY 109801517, STONY POINT, NY 10980-1517

Mortgage

Document Number0000009670
DateMar 21, 2017
Instrument9670
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2047
Interest
Rate TypeFixed Rate
Rate3.62%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address2 RIDGE ST, STONY POINT, NY 10980-1517
Document Number0000005739
Instrument DateJan 16, 2017
Transaction TypeMortgage
Record UpdatedJun 26, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 RIDGE ST STONY POINT NY 109801517, STONY POINT, NY 10980-1517

Mortgage

Document Number0000005739
DateFeb 6, 2017
Instrument5739
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 5, 2047

Tax Assessment & Valuation

Source: Rockland County and Stony Point Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionStony Point Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$36,300 (-) Land $8,700 Building $27,600$373,073 (+0.51%) Land $89,414 Building $283,659
2023$36,300 Land $8,700 Building $27,600$371,166 Land $88,957 Building $282,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1979–1983)
Most Recent ClaimMar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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