2 Ridge Pl, Latham, NY 12110 Property Records

Albany County and Colonie Town property record for 2 Ridge Pl, Latham, NY 12110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1956
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$95,500 (Dec 1997)
Tax Bill	$4,539 (2026)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 19.15-6-22`

Property Details

APN / Parcel Number

Primary APN	`012689 19.15-6-22`
Alternative APNs	`268901901500060220000000` `01901500060220000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	485 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01901500060220000000
Street Address	2 RIDGE PL
City	LATHAM
State	NY
Zip	12110-2915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LT 179-80-1-2 N-39 E-40 C-59-66
Legal Subdivision	LATHAM RIDGE
Legal Block	6
Legal Lot Number	22.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2004
Census Tract	13510

Owner

2 Ridge Pl is owned and occupied by an individual who acquired it in August 2012.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2 RIDGE PL, LATHAM, NY 12110-2915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 1997 · Amount on File
Deed Sale	Dec 5, 1997 · Amount on File
Deed Book / Page	2592 / 226
Last Transfer Date	Aug 18, 2012
Transfer Doc	0030680458
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2 RIDGE PL, LATHAM, NY 12110-2915
Document Number	0000025627
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGE PL LATHAM NY 121102915, LATHAM, NY 12110-2915

Mortgage

Document Number	0000025627
Date	Nov 27, 2019
Instrument	25627

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2 Ridge Pl was $4,539 with a homeowner's exemption, up 4.4% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,539.00 (+4.44%) Homeowner's exemption
2025	$4,346.00 Homeowner's exemption	$108,000 Land $27,000 Building $81,000	$247,100 Land $61,775 Building $185,325
2023		$108,000 (-) Land $27,000 Building $81,000	$211,800 (+9.33%) Land $52,950 Building $158,850
2022		$108,000 Land $27,000 Building $81,000	$193,722 Land $48,430 Building $145,292
2021	$3,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Ridge Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Ridge Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20