Charles County property record for 2 Ridge Dr, Indian Head, MD 20640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,164 sqft · built 1958 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (Sep 2023) |
| Tax Bill | $8,844 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-002394 |
| Primary APN | 07-002394 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| Gross Area | 2,404 sqft |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 11,200 sqft (0.257 acres) |
| Garage Area | 240 sqft |
| Porch | Open Porch |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 002394 |
|---|---|
| Street Address | 2 RIDGE DR |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-1953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | L 1 B C S 1 W HILLS INDIAN HEAD |
| Legal Subdivision | W HILLS |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 850202 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 RIDGE DR, INDIAN HEAD, MD 20640-1953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 27, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage RESTORATION CAPITAL LLC |
| Jun 23, 2022 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2023 · Amount on Record |
| Deed Sale | Sep 6, 2023 · Amount on Record |
| Prior Sale | Mar 27, 2023 · Amount on Record |
| Deed Book / Page | 13045 / 98 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 6, 2023 |
| Property Address | 2 RIDGE DR, INDIAN HEAD, MD 20640-1953 |
| Document Number | 0130450098 |
| Book / Page | 13045 / 98 |
| Map Reference | MB PCM 4 FO 114 |
| Instrument Date | Aug 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 RIDGE DR, INDIAN HEAD, MD 20640-1953 |
| Document Number | 0013045104 |
|---|---|
| Date | Sep 6, 2023 |
| Instrument | 13045/104 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 27, 2023 |
| Property Address | 2 RIDGE DR, INDIAN HEAD, MD 20640-1953 |
| Document Number | 0128870381 |
| Book / Page | 12887 / 381 |
| Map Reference | MB PCM 4 FO 114 |
| Instrument Date | Feb 28, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 IVYWOOD DR, STAFFORD, VA 22554-3931 |
| Document Number | 0012887387 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 12887/387 |
| Name | RESTORATION CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 23, 2022 |
| Property Address | 2 RIDGE DR, INDIAN HEAD, MD 20640-1953 |
| Document Number | 0126070146 |
| Book / Page | 12607 / 146 |
| Map Reference | MB PCM 4 FO 114 |
| Instrument Date | Jun 9, 2022 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,003.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | Indian Head Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,633 (+56.41%) | $397,900 (+49.03%) Land $70,100 Building $327,800 | |
| 2025 | $8,844.00 (+179.87%) | ||
| 2023 | $3,160.00 (+26.96%) | $198,600 (+20.8%) | $267,000 (+62.41%) Land $70,100 Building $196,900 |
| 2022 | $2,489.00 | $164,400 Land $64,100 Building $100,300 | $164,400 Land $64,100 Building $100,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF INDIAN HEAD serves 4,100 people · EPA ID MD0080020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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