2 Ridge Dr, Dune Acres (Chesterton), IN 46304 Property Records

Porter County property record for 2 Ridge Dr, Dune Acres, IN 46304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,616 sqft · built 1970
Lot Size	0.728 acres (31,755 sqft)
Owner	Company Name on Record
Tax Bill	$6,899 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`64-03-14-376-004.000-025`

Property Details

APN / Parcel Number

Primary APN	`64-03-14-376-004.000-025`
Alternative APNs	`12000001602` `12000000766` `00000959360`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Other
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	31,755 sqft (0.728 acres)
Lot Dimensions	115 ft deep x 276 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00000959360
Old Parcel Number	12000000766
Street Address	2 RIDGE DR
City	DUNE ACRES
State	IN
Zip	46304-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNE ACRES FIRST SUB LOTS 112 & 113
Legal Subdivision	DUNE ACRES
Legal Lot Number	112 113
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	3
Census Block	3010
Census Tract	50302

Owner

Source: Porter County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	2 RIDGE DR, DUNE ACRES, IN 46304-1020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 4, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Feb 4, 2021	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Feb 4, 2021 · Amount on Record
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	2 RIDGE DR, DUNE ACRES, IN 46304-1020
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGE DR, DUNE ACRES, IN 46304-1020

Mortgage

Document Number	0000010111
Date	Jun 29, 2023
Instrument	2023-010111

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	2 RIDGE DR, DUNE ACRES, IN 46304-1020
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGE DR, CHESTERTON, IN 46304-1020

Mortgage

Document Number	0000016710
Date	Aug 1, 2022
Instrument	2022-016710

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	May 25, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	2 RIDGE DR, DUNE ACRES, IN 46304-1020
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015876
Date	May 21, 2021
Instrument	2021-015876

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PORTER IN
Recording Date	Feb 4, 2021
Property Address	2 RIDGE DR, DUNE ACRES, IN 46304-1020
Document Number	0000003624
Map Reference	MB 3A PG 1
Instrument Date	Jan 15, 2021
Instrument	2021-003624
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIDGE DR, DUNE ACRES, IN 46304-1020

February 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	PORTER IN
Recording Date	Feb 4, 2021
Property Address	2 RIDGE DR, DUNE ACRES, IN 46304-1020
Document Number	0000003623
Map Reference	MB 3A PG 1
Instrument Date	Jan 15, 2021
Instrument	2021-003623
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7553 HEMLOCK DR, ORLAND PARK, IL 60462-4204

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Westchester Township
Municipality	Dune Acres Town
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$666,400 (+9.64%) Land $269,200 Building $397,200	$666,400 (+9.64%) Land $269,200 Building $397,200
2024	$6,899.00 (+7.38%)
2023	$6,425.00 (-0.02%)	$607,800 Land $250,000 Building $357,800	$607,800 Land $250,000 Building $357,800
2022	$6,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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