2 Richardson St, Sumter, SC 29150 Property Records

Sumter County property record for 2 Richardson St, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,795 sqft · built 1964
Lot Size	0.447 acres (19,500 sqft)
Owner	Owner Name on Record
Last Sale	$112,000 (Jun 2012)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Feb 2017 Loan Modification Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228-15-01-013`

Property Details

APN / Parcel Number

Primary APN	`228-15-01-013`
Alternative APN	`41960`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	19,500 sqft (0.447 acres)
Lot Dimensions	195 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	41960
Old Parcel Number	228 15 01 013
Street Address	2 RICHARDSON ST
City	SUMTER
State	SC
Zip	29150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 29 Z9-46 100 FT
Legal Subdivision	CITY/SUMTER
Legal Lot Number	29
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3047
Census Tract	902

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2 RICHARDSON ST, SUMTER, SC 29150
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2017	Loan Modification, Mortgage · Conventional Mortgage BRANCH BK&TR
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Last Sale	Jun 19, 2012 · Amount on Record
Deed Sale	Jun 19, 2012 · Amount on Record
Deed Document Number	0011721913
Deed Book / Page	1172 / 1913
Record Updated	Jun 8, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUMTER SC
Property Address	2 RICHARDSON ST, SUMTER, SC 29150
Document Number	0012301440
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RICHARDSON ST SUMTER SC 29150, SUMTER, SC 29150

Mortgage

Document Number	0012301440
Date	Feb 16, 2017
Book Page	001230/001440

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CHARLOTTE, NC 28258-0302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	2 RICHARDSON ST, SUMTER, SC 29150
Document Number	0012301446
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RICHARDSON ST SUMTER SC 29150, SUMTER, SC 29150

Mortgage

Document Number	0012301446
Date	Feb 16, 2017
Book Page	001230/001446

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00 (+4.56%)	$5,460 (-0.73%) Land $1,079 Building $4,381	$138,558 (-0.09%) Land $27,380 Building $111,178
2023		$5,500 (-) Land $1,100 Building $4,400	$138,678 (-) Land $27,500 Building $111,178
2022	$1,030.00	$5,500 Land $1,100 Building $4,400	$138,678 Land $27,500 Building $111,178

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2015–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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