2 Rhinesmith Ave, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 2 Rhinesmith Ave, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,725 sqft · built 1940
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Tax Bill	$9,341 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00231-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`13-00231-0000-00030`
Alternative APN	`130023100030`

Interior

Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Street Address	2 RHINESMITH AVE
City	WANAQUE
State	NJ
Zip	07465-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	231
Legal Lot Number	30
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	2
Census Block	2009
Census Tract	236604

Owner

2 Rhinesmith Ave is owned and occupied by an individual who acquired it in January 2021.

Source: Passaic County and Wanaque Borough records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2 RHINESMITH AVE, WANAQUE, NJ 07465-2010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2018	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Oct 1, 2018	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021
Deed Sale	Jan 6, 2021
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	2021772
Deed Book / Page	3938 / 153
Prior Transfer Date	Jan 30, 2020
Prior Transfer Doc	0000000772
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Jan 6, 2021
Property Address	2 RHINESMITH AVE, WANAQUE, NJ 07465-2010
Document Number	0000000772
Book / Page	D3938 / 153
Instrument Date	Feb 29, 2020
Instrument	2021000772
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 RHINESMITH AVE, WANAQUE, NJ 07465-2010

Mortgage

Document Number	0000000773
Date	Jan 6, 2021
Book Page	M16710/183
Instrument	2021000773

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Oct 29, 2018
Property Address	2 RHINESMITH AVE, WANAQUE, NJ 07465-2010
Document Number	0000049605
Book / Page	003438 / 000250
Instrument Date	Oct 1, 2018
Instrument	49605
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$366.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 RHINESMITH AVE WANAQUE NJ 074652010, WANAQUE, NJ 07465-2010

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 RHINESMITH AVE, WANAQUE, NJ 07465-2010
Document Number	0000049607
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2 RHINESMITH AVE WANAQUE NJ 074652010, WANAQUE, NJ 07465-2010

Mortgage

Document Number	0000049607
Date	Oct 29, 2018
Book Page	015266/000216
Instrument	49607

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2 Rhinesmith Ave was $9,341, up 5.3% from the year before.

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,700 (-) Land $91,600 Building $114,100	$205,700 (-) Land $91,600 Building $114,100
2025	$9,341.00 (+5.29%)	$205,700 Land $91,600 Building $114,100	$205,700 Land $91,600 Building $114,100
2024	$8,872.00
2023		$205,700 Land $91,600 Building $114,100	$205,700 Land $91,600 Building $114,100
2022	$8,511.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Rhinesmith Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Rhinesmith Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: AT&T, Verizon.

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