Suffolk County and Smithtown Town property record for 2 Retta Ln, Commack, NY 11725 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 13,504 sqft (0.31 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $12,916.00 (2024) |
Source: Suffolk County and Smithtown Town records · APN 473489 144.-2-15
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 RETTA LN, COMMACK, NY 11725-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BETHPAGE FCU |
| Nov 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 22, 2016 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 RETTA LN, COMMACK, NY 11725-4511 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233400513 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 23340/513 |
| Instrument | DM043500 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 RETTA LN, COMMACK, NY 11725-4511 |
| Document Number | 0232220372 |
| Instrument Date | Nov 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2 RETTA LN COMMACK NY 117254511, COMMACK, NY 11725-4511 |
| Document Number | 0232220372 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 023222/000372 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 21, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 2 RETTA LN, COMMACK, NY 11725-4511 |
| Document Number | 0227760802 |
| Book / Page | 022776 / 000802 |
| Instrument Date | Nov 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2 RETTA LN COMMACK NY 117254511, COMMACK, NY 11725-4511 |
| Document Number | 0227760802 |
|---|---|
| Date | Jan 11, 2017 |
| Book Page | 022776/000802 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 10, 2037 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,050 (-) Land $350 Building $4,700 | $631,250 (+10,776.12%) Land $43,750 Building $587,500 | |
| 2024 | $12,916.00 | ||
| 2023 | $5,050 Land $350 Building $4,700 | $5,804 Land $402 Building $5,402 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 5% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 473489 144.-2-15 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,504 sqft (0.31 acres) |
|---|
| Street Address | 2 RETTA LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-4511 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 6-215926 TC-52 *3124 LOT 24 CAROL LAWNS SEC 2 |
| Legal Subdivision | CAROL LAWNS SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | SUFFOLK NY |
| Minor Civil Division | SMITHTOWN |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 135205 |
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