Bergen County and Ramsey Borough property record for 2 Regency Park, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 738 sqft · built 1964 |
| Lot Size | 0.012 acres (510 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,000 (May 2020) |
| Tax Bill | $5,596 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04202-0000-00001-0000-C0002 |
| Primary APN | 48-04202-0000-00001-0000-C0002 |
|---|---|
| Alternative APN |
|
| Building Area | 738 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Condo/Apartment |
| Lot Area | 510 sqft (0.012 acres) |
| Street Address | 2 REGENCY PARK |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | REGENCY PARK |
| Legal Block | 4202 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-04202-0000-00001-0000-C0002
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 REGENCY PARK, RAMSEY, NJ 07446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| May 01, 2020 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Oct 12, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2020 · Amount on Record |
| Deed Sale | May 01, 2020 · Amount on Record |
| Prior Sale | Oct 12, 2017 · Amount on Record |
| Deed Document Number | 202045070 |
| Deed Book / Page | 3587 / 818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0035870822 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2020 |
| Title Company | FIRST RATE TITLE SETTLEMENT SERVICES, 1ST RATE TITLE SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 REGENCY PARK RAMSEY NJ 07446, RAMSEY, NJ 07446 |
| Document Number | 0035870822 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 003587/000822 |
| Instrument | 20045071 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 01, 2020 |
| Property Address | 2 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0035870818 |
| Book / Page | 3587 / 818 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 20-045070 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | 1ST RATE TITLE SETMNT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,153.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 REGENCY PARK, 2, RAMSEY, NJ 07446 |
| Name | Verified Name |
|---|---|
| Address | 2 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 20045071 |
|---|---|
| Date | May 01, 2020 |
| Instrument | 20-045071 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 12, 2017 |
| Property Address | 2 REGENCY PARK, RAMSEY, NJ 07446 |
| Document Number | 0027500055 |
| Book / Page | 002750 / 000055 |
| Instrument Date | Oct 02, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Title Company | DIRECT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 REGENCY PARK RAMSEY NJ 07446, RAMSEY, NJ 07446 |
| Document Number | 27500093 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 002750/000093 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2047 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,900 (+4.08%) Land $160,000 Building $122,900 | $282,900 (+4.08%) Land $160,000 Building $122,900 | |
| 2025 | $5,596.00 (+5.82%) | $271,800 (+45.04%) Land $150,000 Building $121,800 | $271,800 (+45.04%) Land $150,000 Building $121,800 |
| 2024 | $5,288.00 (+7.59%) | ||
| 2023 | $187,400 Land $105,000 Building $82,400 | $187,400 Land $105,000 Building $82,400 | |
| 2022 | $4,915.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007, rainfall accumulation |
| Wildfire Risk | Low above 4% of the US · above 10% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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