2 Redmond Rd, Saranac, NY 12981 Property Records

Clinton County and Saranac Town property record for 2 Redmond Rd, Saranac, NY 12981

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,452 sqft · built 1900
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Last Sale	$87,000 (Sep 2015)
Tax Bill	$966 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094489 262.-1-14`

Property Details

APN / Parcel Number

Primary APN	`094489 262.-1-14`
Alternative APN	`448926200000010140000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	726 sqft
2nd Floor Area	726 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	230 ft deep x 245 ft wide
Garage Type	Detached
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	368 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2 REDMOND RD
City	SARANAC
State	NY
Zip	12981-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	CLINTON NY
Township / Civil Division	SARANAC
Census Block Group	2
Census Block	2084
Census Tract	103800

Owner

Source: Clinton County and Saranac Town records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 REDMOND RD, SARANAC, NY 12981-2709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jul 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEW YORK AFFORDABLE HOUSING CORP
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOUSING TRUST FUND CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2015 · Amount on Record
Deed Sale	Sep 9, 2015 · Amount on Record
Prior Sale	Aug 1, 2007 · Amount on Record
Deed Book / Page	20152 / 74086
Prior Transfer Date	Dec 5, 2005
Prior Transfer Doc	0000020051/000008972
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	2 REDMOND RD, SARANAC, NY 12981-2709
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000335131
Date	Dec 12, 2023
Instrument	20230-00335131

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jan 1, 2064

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	2 REDMOND RD, SARANAC, NY 12981-2709
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000325960
Date	Jul 19, 2022
Instrument	20220-00325960

Lender

Name	NEW YORK AFFORDABLE HOUSING CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	2 REDMOND RD, SARANAC, NY 12981-2709
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000313167
Date	Jan 15, 2021
Instrument	20210-00313167

Lender

Name	HOUSING TRUST FUND CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Saranac Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$966.00	$117,000 (-) Land $26,800 Building $90,200	$126,700 (+8.29%) Land $29,022 Building $97,678
2023		$117,000 Land $26,800 Building $90,200	$117,000 Land $26,800 Building $90,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDFORD WATER DISTRICT serves 500 people · EPA ID NY0900222
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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