2 Red Oak Pl, Palm Coast, FL 32164 Property Records

Flagler County property record for 2 Red Oak Pl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,795 sqft · built 2005
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Owner Names on File
Last Sale	$159,000 (May 2005)
Tax Bill	$1,977 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7033-00320-0120`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7033-00320-0120`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,795 sqft Heated Area
Gross Area	2,454 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Driveway	Driveway
Driveway Area	432 sqft
Pool Type	Enclosed Pool
Pool Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2 RED OAK PL
City	PALM COAST
State	FL
Zip	32164-6650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 33 BLOCK 00032 LOT 0012 SUBDIVISION COMPLETION YEAR 1981 OR 211 PG 377 OR 766 PG 19 OR 925 PG 193 OR 987 P
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	32
Legal Lot Number	12
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1037
Census Tract	60217

Owner

The current owner of 2 Red Oak Pl bought it in May 2005.

Source: Flagler County records, as of December 22, 2025

Owner of Record	2 Owner Names on File
Mailing Address	2 RED OAK PL, PALM COAST, FL 32164-6650
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2005 · Amount on File
Deed Sale	May 20, 2005 · Amount on File
Prior Sale	Sep 25, 2003 · Amount on File
Deed Document Number	2005028286
Deed Book / Page	1251 / 1380
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 RED OAK PL, PALM COAST, FL 32164-6650
Document Number	0021890905
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RED OAK PL PALM COAST FL 321646650, PALM COAST, FL 32164-6650

Mortgage

Document Number	0021890905
Date	Feb 28, 2017
Book Page	002189/000905
Instrument	7134

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Red Oak Pl was $1,977 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,977.00 Homeowner's exemption	$151,937	$274,305 Land $54,000 Building $220,305
2023	$1,864.00 (+1.58%) Homeowner's exemption	$143,354 (+3%)	$272,013 (+2.65%) Land $43,500 Building $228,513
2022	$1,835.00 Homeowner's exemption	$139,179	$264,999 Land $45,000 Building $219,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Red Oak Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Red Oak Pl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20