2 Red Oak Dr, Litchfield, IL 62056 Property Records

Montgomery County property record for 2 Red Oak Dr, Litchfield, IL 62056

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 2001
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (May 2018)
Tax Bill	$5,281 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2018 Sale & Mortgage
APN	`10-35-127-005`

Property Details

APN / Parcel Number

Primary APN	`10-35-127-005`
Alternative APN	`11-100-453-16`

Interior

Building Area	1,668 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Street Address	2 RED OAK DR
City	LITCHFIELD
State	IL
Zip	62056-4344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 FIVE OAKS 1ST ADD 9-5-453-11 & 606-14
Legal Subdivision	FIVE OAKS 1ST ADD
Legal Lot Number	11
Jurisdiction	MONTGOMERY IL
Township / Civil Division	NORTH LITCHFIELD
Census Block Group	2
Census Block	2099
Census Tract	957600

Owner

2 Red Oak Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Montgomery County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 RED OAK DR, LITCHFIELD, IL 62056-4344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK LITCHFIELD
May 14, 2018	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Prior Sale	Jun 2, 2006 · Amount on File
Deed Document Number	20181566
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IL
Property Address	2 RED OAK DR, LITCHFIELD, IL 62056-4344
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1737/669
Date	Nov 12, 2020
Book Page	1737/669
Instrument	202004217

Lender

Name	FIRST NATIONAL BANK LITCHFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY IL
Recording Date	May 14, 2018
Property Address	2 RED OAK DR, LITCHFIELD, IL 62056-4344
Document Number	201801566
Map Reference	DOC 377144
Instrument Date	May 11, 2018
Instrument	201801566
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	COMMUNITY TITLE II LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 450, LITCHFIELD, IL 62056-0450

Mortgage

Document Number	201801567
Date	May 14, 2018
Instrument	201801567

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Red Oak Dr was $5,281 with exemptions applied.

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Montgomery County
County Subdivision	North Litchfield Township
Municipality	Litchfield City
Unified School District	Litchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,281.00	$91,200 Land $13,800 Building $77,400	$273,600 Land $41,400 Building $232,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2 Red Oak Dr; there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2015)
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Red Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Computer Techniques Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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