Montgomery County property record for 2 Reach Ct, Potomac, MD 20854
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,360 sqft · built 1982 |
| Lot Size | 0.359 acres (15,636 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,025,000 (Jun 2019) |
| Tax Bill | $16,525 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01866144 |
| Primary APN | 10-01866144 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,360 sqft Living Area |
| Gross Area | 4,888 sqft |
| 1st Floor Area | 1,530 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 15,636 sqft (0.359 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 316 sqft |
| Patio Area | 209 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01866144 |
|---|---|
| Street Address | 2 REACH CT |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | FALLSREACH |
| Legal Subdivision | FALLSREACH |
| Legal Block | G |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 706007 |
2 Reach Ct is owned and occupied by two individuals who acquired it in October 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 REACH CT, POTOMAC, MD 20854-2865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK-FUND STAFF FCU |
| Dec 20, 2019 | Quit Claim Deed, Transfer PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO |
| Jun 10, 2019 | Deed, Transfer · ARM BANK-FUND STAFF FCU |
| Jun 10, 2019 | Correction Deed SETTLEMENT PROS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on File |
| Deed Sale | Jun 10, 2019 · Amount on File |
| Prior Sale | Jun 10, 2019 · Amount on File |
| Deed Book / Page | 57688 / 426 |
| Last Transfer Date | Oct 4, 2019 |
| Transfer Doc | 0587380015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2 REACH CT, POTOMAC, MD 20854-2865 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2 REACH CT, POTOMAC, MD 20854-2865 |
| Document Number | 0642740171 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 64274/171 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 20, 2019 |
| Property Address | 2 REACH CT, POTOMAC, MD 20854-2865 |
| Document Number | 0587380015 |
| Book / Page | 058738 / 000015 |
| Instrument Date | Oct 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2020 |
| Title Company | PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE AND ESCROW CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 REACH CT POTOMAC MD 208542865, POTOMAC, MD 20854-2865 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 10, 2019 |
| Property Address | 2 REACH CT, POTOMAC, MD 20854-2865 |
| Document Number | 0576880426 |
| Book / Page | 57688 / 426 |
| Map Reference | MB 106 PL 12232 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | PARAGON TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2 REACH CT, POTOMAC, MD 20854-2865 |
| Document Number | 57688434 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 57688/434 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 10, 2019 |
| Property Address | 2 REACH CT, POTOMAC, MD 20854-2865 |
| Document Number | 0576880416 |
| Book / Page | 057688 / 000416 |
| Instrument Date | Jun 16, 2008 |
| Record Updated | Jul 2, 2019 |
| Title Company | SETTLEMENT PROS |
| Amount | Amount on Record |
|---|---|
| Tax | $1,125.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 REACH CT POTOMAC MD 208542865, POTOMAC, MD 20854-2865 |
The 2025 property tax bill for 2 Reach Ct was $16,525, up 9.2% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,419,667 (+3.72%) | $1,521,400 (+11.15%) Land $447,500 Building $1,073,900 | |
| 2025 | $16,525.00 (+9.23%) | $1,368,800 Land $447,500 Building $921,300 | $1,368,800 Land $447,500 Building $921,300 |
| 2024 | $15,128.00 | ||
| 2023 | $1,142,133 | $1,368,800 Land $447,500 Building $921,300 | |
| 2022 | $11,255.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Reach Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2019–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2022 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Reach Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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