St. Louis County property record for 2 Ranch Ln, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,439 sqft · built 1962 |
| Lot Size | 0.999 acres (43,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $612,500 (Sep 2018) |
| Tax Bill | $8,276 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 21O-63-0022 |
| Primary APN | 21O-63-0022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,439 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 972 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 43,512 sqft (0.999 acres) |
| Lot Dimensions | 147 ft deep x 296 ft wide |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 297 sqft |
| Deck Area | 260 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2 RANCH LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 17A |
| Legal Description | BALLAS HILLS RANCH LOT 2 |
| Legal Subdivision | BALLAS HILLS RANCH |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 217701 |
2 Ranch Ln is owned and occupied by two individuals who acquired it in January 2025.
Source: St. Louis County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 RANCH LN, SAINT LOUIS, MO 63131-3650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Sep 14, 2018 | Warranty Deed, Transfer CARROLLTON BK |
| Dec 4, 2017 | Warranty Deed, Transfer CARROLLTON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | Dec 4, 2017 · Amount on File |
| Deed Document Number | 20181 |
| Deed Book / Page | 23196 / 1 |
| Last Transfer Date | Jan 28, 2025 |
| Transfer Doc | 0000000420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 2, 2026 |
| Property Address | 2 RANCH LN, SAINT LOUIS, MO 63131-3650 |
| Document Number | 0000000288 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20261002288 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | TITLE PARTNERS |
| Name | Verified Name |
|---|---|
| Address | 2 RANCH LN, SAINT LOUIS, MO 63131-3650 |
| Document Number | 0000000288, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 20261002288 |
| Name | COMMERCIAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2 RANCH LN, SAINT LOUIS, MO 63131-3650 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2 RANCH LN, DES PERES, MO 63131-3650 |
| Document Number | 0246280189 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 24628/189 |
| Instrument | 2021020200074 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 14, 2018 |
| Property Address | 2 RANCH LN, SAINT LOUIS, MO 63131-3650 |
| Document Number | 0231960001 |
| Book / Page | 023196 / 000001 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 1 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 RANCH LN DES PERES MO 631313650, DES PERES, MO 63131-3650 |
| Document Number | 231960004 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 023196/000004 |
| Instrument | 2 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | DES PERES, MO 63131 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 13, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 4, 2017 |
| Property Address | 2 RANCH LN, SAINT LOUIS, MO 63131-3650 |
| Document Number | 0228023157 |
| Book / Page | 022802 / 003157 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 542 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 RANCH LN DES PERES MO 631313650, DES PERES, MO 63131-3650 |
| Document Number | 228023160 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 022802/003160 |
| Instrument | 543 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 3, 2032 |
The 2025 property tax bill for 2 Ranch Ln was $8,276, down 0.7% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Des Peres City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,670 (-) Land $80,220 Building $97,450 | $935,100 (-) Land $422,200 Building $512,900 | |
| 2025 | $8,276.00 (-0.66%) | $177,670 Land $80,220 Building $97,450 | $935,100 Land $422,200 Building $512,900 |
| 2024 | $8,331.00 (+1.57%) | ||
| 2023 | $8,202.00 (+3.77%) | $144,190 (+10.93%) Land $65,170 Building $79,020 | $758,900 Land $343,000 Building $415,900 |
| 2022 | $7,904.00 | $129,980 Land $65,170 Building $64,810 | |
| 2021 | $684,100 Land $343,000 Building $341,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2 Ranch Ln in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–1982) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Dec 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Ranch Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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