Passaic County and Wanaque Borough property record for 2 Ramapo Mountain Dr, Wanaque, NJ 07465
| Property Type | Single Family Home |
|---|---|
| Details | 3,131 sqft · built 1997 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jan 2021) |
| Tax Bill | $21,738 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00275-0000-00002 |
| Primary APN | 13-00275-0000-00002 |
|---|---|
| Alternative APN |
|
| Building Area | 3,131 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 21,562 sqft (0.495 acres) |
| Street Address | 2 RAMAPO MOUNTAIN DR |
|---|---|
| City | WANAQUE |
| State | NJ |
| Zip | 07465-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Subdivision | RAMAPO MOUNTAIN ESTATES |
| Legal Block | 275 |
| Legal Lot Number | 2 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WANAQUE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 236603 |
2 Ramapo Mountain Dr is owned and occupied by two individuals who bought it in January 2021.
Source: Passaic County and Wanaque Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 RAMAPO MOUNTAIN DR, WANAQUE, NJ 07465-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on File |
| Deed Sale | Jan 28, 2021 · Amount on File |
| Prior Sale | Apr 1, 1997 · Amount on File |
| Deed Document Number | 20217307 |
| Deed Book / Page | 3960 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 2 RAMAPO MOUNTAIN DR, WANAQUE, NJ 07465-1636 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2026 |
| Title Company | TSI TITLE AND ESCROW, SILK TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000010915 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | M19868/70 |
| Instrument | 2026010915 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 2 Ramapo Mountain Dr was $21,738, up 5.3% from the year before.
Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Wanaque Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Wanaque Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,700 (-) Land $137,700 Building $341,000 | $478,700 (-) Land $137,700 Building $341,000 | |
| 2025 | $21,738.00 (+5.29%) | $478,700 Land $137,700 Building $341,000 | $478,700 Land $137,700 Building $341,000 |
| 2024 | $20,646.00 | ||
| 2023 | $478,700 Land $137,700 Building $341,000 | $478,700 Land $137,700 Building $341,000 | |
| 2022 | $19,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Ramapo Mountain Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2020–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Ramapo Mountain Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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