Somerset County and Peapack And Gladstone Borough property record for 2 Railroad Ave, Peapack, NJ 07977
| Property Type | Single Family Home |
|---|---|
| Details | 1,326 sqft · built 1930 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,343 (2025) |
| Deeds & Mortgages | Jun 2026 Reverse Mortgage Jun 2026 Reverse Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-00029-0000-00010 |
| Primary APN | 15-00029-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,326 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 139 ft deep x 109 ft wide |
| Street Address | 2 RAILROAD AVE |
|---|---|
| City | PEAPACK |
| State | NJ |
| Zip | 07977-5027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R18 |
| Legal Block | 29 |
| Legal Lot Number | 10 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | PEAPACK AND GLADSTONE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 52800 |
2 Railroad Ave is owned and occupied by an individual who acquired it in November 2021.
Source: Somerset County and Peapack And Gladstone Borough records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER |
| Jun 9, 2026 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Mar 26, 2026 | Quit Claim Deed, Transfer PRESTIGE TITLE AGENCY INC |
| Feb 20, 2026 | Intrafamily Transfer, Transfer PRESTIGE TITLE AGENCY INC |
| Nov 30, 2021 | Intrafamily Transfer, Transfer |
| Apr 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2017 |
| Deed Sale | Apr 6, 2017 |
| Prior Sale | Feb 28, 1997 · Amount on File |
| Deed Document Number | 201713927 |
| Deed Book / Page | 6951 / 2757 |
| Last Transfer Date | Nov 30, 2021 |
| Transfer Doc | 0000069616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 9, 2026 |
| Property Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Document Number | 0000016018 |
| Book / Page | 7685 / 1978 |
| Instrument Date | May 28, 2026 |
| Instrument | 202616018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Document Number | 0000016018, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 7685/1978 |
| Instrument | 202616018 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Due | Oct 12, 2111 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 9, 2026 |
| Property Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Document Number | 0000016017 |
| Book / Page | 7685 / 1965 |
| Instrument Date | May 28, 2026 |
| Instrument | 202616017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Document Number | 0000016017, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 7685/1965 |
| Instrument | 202616017 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Due | Oct 12, 2111 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Mar 26, 2026 |
| Property Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Document Number | 0000008356 |
| Book / Page | 7672 / 1765 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026008356 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 ASHINGTON CLUB RD, FAR HILLS, NJ 07931-2469 |
| Name | Verified Name |
|---|---|
| Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Feb 20, 2026 |
| Property Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Document Number | 0000004960 |
| Book / Page | 7666 / 3167 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026004960 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2026 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 395, PEAPACK, NJ 07977-0395 |
| Name | Verified Name |
|---|---|
| Address | 1 ASHINGTON CLUB RD, FAR HILLS, NJ 07931-2469 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 30, 2021 |
| Property Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Document Number | 0000069616 |
| Book / Page | 7405 / 2113 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 2021069616 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Tax | $2.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 395, PEAPACK, NJ 07977-0395 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 6, 2017 |
| Property Address | 2 RAILROAD AVE, PEAPACK, NJ 07977-5027 |
| Document Number | 0000013927 |
| Book / Page | 006951 / 002757 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 13927 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 395 PEAPACK NJ 079770395, PEAPACK, NJ 07977-0395 |
The 2025 property tax bill for 2 Railroad Ave was $6,343, up 4.5% from the year before.
Source: Somerset County and Peapack And Gladstone Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Peapack And Gladstone Borough |
| Unified School District | Somerset Hills Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,900 (+7.14%) Land $230,700 Building $200,200 | $430,900 (+7.14%) Land $230,700 Building $200,200 | |
| 2025 | $6,343.00 (+4.46%) | $402,200 Land $215,500 Building $186,700 | $402,200 Land $215,500 Building $186,700 |
| 2024 | $6,072.00 | ||
| 2023 | $338,800 Land $176,700 Building $162,100 | $338,800 Land $176,700 Building $162,100 | |
| 2022 | $5,980.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2 Railroad Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (1984–2021) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2 Railroad Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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