2 Race St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 2 Race St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,474 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (Sep 2005)
Tax Bill	$2,142 (2026)
Deeds & Mortgages	Jan 2024 Refinance Jan 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`301301 242.020-1-5`

Property Details

APN / Parcel Number

Primary APN	`301301 242.020-1-5`
Alternative APNs	`130124202000010050000000` `301301 242.020-0001-005` `12340 02`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,474 sqft Living Area
1st Floor Area	902 sqft
2nd Floor Area	572 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	3,920 sqft (0.09 acres)
Lot Width	40 ft Width
Porch	Porch
Porch Area	126 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12340 02
Street Address	2 RACE ST
City	ROME
State	NY
Zip	13440-6830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	W
Legal Description	HL #4 40X100
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1010
Census Tract	22500

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2 RACE ST, ROME, NY 13440-6830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU
Jan 12, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance AMERICU CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2005 · Amount on Record
Deed Sale	Sep 23, 2005 · Amount on Record
Deed Book / Page	2005 / 20322
Last Transfer Date	Dec 26, 2023
Transfer Doc	0000000500
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	2 RACE ST, ROME, NY 13440-6830
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000770
Date	Jan 22, 2024
Instrument	2024-000770

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA NY
Recording Date	Jan 12, 2024
Property Address	2 RACE ST, ROME, NY 13440-6830
Document Number	0000000500
Instrument Date	Dec 26, 2023
Instrument	2024-000500
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RACE ST, ROME, NY 13440-6830

Mortgage

Document Number	0000000770
Date	Jan 12, 2024
Instrument	2024-000770

Lender

Name	AMERICU CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2044

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,142.00
2025		$45,600 (-) Land $6,000 Building $39,600	$107,294 (+6.75%) Land $14,118 Building $93,176
2024		$45,600 (-) Land $6,000 Building $39,600	$100,507 (+0.02%) Land $13,225 Building $87,282
2023		$45,600 (-) Land $6,000 Building $39,600	$100,485 (+17.92%) Land $13,222 Building $87,263
2022	$2,919.00 Homeowner's exemption	$45,600 Land $6,000 Building $39,600	$85,218 Land $11,213 Building $74,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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