Loudoun County property record for 2 Providence Sq, Sterling, VA 20164
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1983 |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Apr 2026) |
| Tax Bill | $2,645 (2026) |
| Deeds & Mortgages | Feb 2021 Second Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-16-7434-002 |
| Primary APN | 022-16-7434-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 405 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 2 PROVIDENCE SQ |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-3224 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PDH3 |
| Legal Description | PROVIDENCE VILLAGE TH CONDO PH.1 UNIT 2 200703140019658 |
| Legal Subdivision | PROVIDENCE VILLAGE TH CONDO PH.1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 611701 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 PROVIDENCE SQ, STERLING, VA 20164-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Apr 27, 2026 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS |
| Jan 12, 2022 | Intrafamily Transfer, Transfer |
| Jul 20, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST HERITAGE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Jan 12, 2022 · Amount on Record |
| Deed Document Number | 202621218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 2 PROVIDENCE SQ, STERLING, VA 20164-3224 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0000020274 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 202102190020274 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Apr 27, 2026 |
| Property Address | 2 PROVIDENCE SQ, STERLING, VA 20164-3224 |
| Document Number | 0000021218 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202621218 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,845.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 PROVIDENCE SQ, STERLING, VA 20164-3224 |
| Document Number | 0000021219, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202621219 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 12, 2022 |
| Property Address | 2 PROVIDENCE SQ, STERLING, VA 20164-3224 |
| Document Number | 0000002286 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 202201120002286 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 PROVIDENCE SQ, STERLING, VA 20164-3224 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 20, 2017 |
| Property Address | 2 PROVIDENCE SQ, STERLING, VA 20164-3224 |
| Document Number | 20170720044482 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 44482 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $221.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 PROVIDENCE SQ STERLING VA 201643224, STERLING, VA 20164-3224 |
| Document Number | 20170720044483 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 44483 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 20170720044484, |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 44484 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 19, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,645.00 (+0.04%) | $328,600 (+0.02%) Land $100,000 Building $228,600 | $328,600 (+0.02%) Land $100,000 Building $228,600 |
| 2025 | $2,644.00 (+0.88%) | $328,550 (+9.64%) Land $100,000 Building $228,550 | $328,550 (+9.64%) Land $100,000 Building $228,550 |
| 2023 | $2,621.00 | $299,650 Land $100,000 Building $199,650 | $299,650 Land $100,000 Building $199,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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