2 Prospect St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 2 Prospect St, Westborough, MA 01581

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,758 sqft · built 1890
Lot Size	0.156 acres (6,804 sqft)
Owner	Company Name on Record
Last Sale	$519,900 (Aug 2019)
Tax Bill	$13,098 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0020 B:000191 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0020 B:000191 L:0`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,758 sqft Living Area
Gross Area	5,214 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Slate
Lot Area	6,804 sqft (0.156 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 PROSPECT ST
City	WESTBOROUGH
State	MA
Zip	01581-1594
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R
Legal Block	191
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	5
Census Block	5009
Census Tract	742300

Owner

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7 HIGH ST, WESTBOROUGH, MA 01581-1526
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Sep 12, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Sep 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 10, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK
Oct 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 1, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	May 30, 2003 · Amount on Record
Deed Document Number	201975610
Deed Book / Page	60808 / 267
Last Transfer Date	Sep 9, 2020
Transfer Doc	63232-183
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	2 PROSPECT ST, WESTBOROUGH, MA 01581-1594
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072889-124
Date	Nov 26, 2025
Book Page	72889/124
Instrument	103704

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2030

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	2 PROSPECT ST, WESTBOROUGH, MA 01581-1594
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064520-289
Date	Feb 23, 2021
Book Page	64520/289
Instrument	25023

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Mar 1, 2023

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	2 PROSPECT ST, WESTBOROUGH, MA 01581-1594
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069634-215
Date	Sep 12, 2023
Book Page	69634/215
Instrument	75944

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Sep 11, 2020
Property Address	2 PROSPECT ST, WESTBOROUGH, MA 01581-1594
Document Number	63232-183
Book / Page	063232 / 000183
Instrument Date	Sep 9, 2020
Instrument	104721
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 HIGH ST WESTBOROUGH MA 015811526, WESTBOROUGH, MA 01581-1526

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Sep 10, 2020
Property Address	2 PROSPECT ST, WESTBOROUGH, MA 01581-1594
Document Number	63218-345
Book / Page	63218 / 345
Instrument Date	Sep 9, 2020
Instrument	103831
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 HIGH ST, WESTBOROUGH, MA 01581-1526

Mortgage

Document Number	63218-347
Date	Sep 10, 2020
Book Page	63218/347
Instrument	103832

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Oct 2, 2019
Property Address	2 PROSPECT ST, WESTBOROUGH, MA 01581-1594
Document Number	61163-206
Book / Page	061163 / 000206
Instrument Date	Oct 1, 2019
Instrument	103080
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 HIGH ST WESTBOROUGH MA 015811526, WESTBOROUGH, MA 01581-1526

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Aug 1, 2019
Property Address	2 PROSPECT ST, WESTBOROUGH, MA 01581-1594
Document Number	60808-267
Book / Page	060808 / 000267
Instrument Date	Jul 30, 2019
Instrument	75610
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 HIGH ST WESTBOROUGH MA 015811526, WESTBOROUGH, MA 01581-1526

Mortgage

Document Number	60808-273
Date	Aug 1, 2019
Book Page	060808/000273
Instrument	75613

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$13,098.00 (+4.1%)	$822,200 (+6.45%) Land $312,400 Building $509,800
2025	$12,582.00 (+21.87%)	$772,400 (+22.78%) Land $297,500 Building $474,900
2024	$10,324.00 (+4.91%)	$629,100 (+7.65%) Land $276,600 Building $352,500
2023	$9,841.00	$584,400 Land $258,700 Building $325,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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