2 Prospect St, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 2 Prospect St, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,410 sqft · built 1935
Lot Size	0.235 acres (10,245 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Aug 2024)
Tax Bill	$8,365 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-00227-0000-00021-02`

Property Details

APN / Parcel Number

Primary APN	`13-00227-0000-00021-02`
Alternative APN	`13002270000000210002`

Interior

Stories	2 Stories
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	10,245 sqft (0.235 acres)
Lot Dimensions	109 ft deep x 94 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2 PROSPECT ST
City	WANAQUE
State	NJ
Zip	07465-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	227
Legal Lot Number	21.2
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	2
Census Block	2000
Census Tract	236603

Owner

Source: Passaic County and Wanaque Borough records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 PROSPECT ST, WANAQUE, NJ 07465-1911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRECISION SPRINKLERS & OUTDOOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024 · Amount on Record
Deed Sale	Aug 8, 2024 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	202424856
Deed Book / Page	4752 / 20
Prior Transfer Date	Oct 24, 1997
Prior Transfer Doc	0000020055
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 PROSPECT ST, WANAQUE, NJ 07465-1911
Transaction Type	Mortgage
Record Updated	Jul 7, 2023
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018785
Date	Jun 9, 2023
Book Page	M18511/209
Instrument	2023018785

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	2 PROSPECT ST, WANAQUE, NJ 07465-1911
Document Number	0000046343
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PROSPECT ST WANAQUE NJ 074651911, WANAQUE, NJ 07465-1911

Mortgage

Document Number	0000046343
Date	Oct 10, 2018
Book Page	015236/000202
Instrument	46343

Lender

Name	PRECISION SPRINKLERS & OUTDOOR
Address	45 CAREY AVE # 104A, BUTLER, NJ 07405-1475

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 9, 2023

Tax Assessment & Valuation

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,200 (-) Land $94,800 Building $89,400	$184,200 (-) Land $94,800 Building $89,400
2025	$8,365.00 (+5.29%)	$184,200 (-) Land $94,800 Building $89,400	$184,200 (-) Land $94,800 Building $89,400
2024	$7,945.00 (+4.24%)
2023		$184,200 Land $94,800 Building $89,400	$184,200 Land $94,800 Building $89,400
2022	$7,622.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: AT&T, Verizon.

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