Middlesex County and Metuchen Borough property record for 2 Prospect St, Metuchen, NJ 08840
| Property Type | Commercial |
|---|---|
| Lot Size | 1.36 acres (59,262 sqft) |
| Owner | Company Name on File |
| Tax Bill | $44,164 (2024) |
| Deeds & Mortgages | Nov 2025 Sale May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 00131-0000-00001-03 |
| Primary APN | 09 00131-0000-00001-03 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Concrete Block |
|---|---|
| Construction Type | Concrete Block |
| Lot Area | 59,262 sqft (1.36 acres) |
| Lot Dimensions | 238 ft deep x 249 ft wide |
| Old Parcel Number | 09001310000000010003 |
|---|---|
| Street Address | 2 PROSPECT ST |
| City | METUCHEN |
| State | NJ |
| Zip | 08840-2279 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | B3 |
| Legal Description | ADDITIONAL LOTS: 2.04 |
| Legal Block | 131 |
| Legal Lot Number | 1.03 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | METUCHEN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 2200 |
Source: Middlesex County and Metuchen Borough records · APN 09 00131-0000-00001-03
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2 PROSPECT ST, METUCHEN, NJ 08840-2279 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed, Transfer |
| May 19, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TD BANK NA |
| May 31, 2017 | Deed of Trust, Mortgage · Line of Credit CELTIC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2025 |
| Deed Sale | Nov 18, 2025 |
| Prior Sale | Oct 14, 2003 · Amount on Record |
| Deed Document Number | 2025070861 |
| Deed Book / Page | 19880 / 294 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 18, 2025 |
| Property Address | 2 PROSPECT ST, METUCHEN, NJ 08840-2279 |
| Document Number | 0000070861 |
| Book / Page | 19880 / 294 |
| Instrument Date | Aug 07, 2025 |
| Instrument | 2025070861 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 140 ELIZABETH AVE, LAVALLETTE, NJ 08735-2617 |
| Name | Verified Name |
|---|---|
| Address | 2 PROSPECT ST, METUCHEN, NJ 08840-2279 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 2 PROSPECT ST, METUCHEN, NJ 08840-2279 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 146 ELIZABETH AVE, LAVALLETTE, NJ 08735-2617 |
| Document Number | 0000029547 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 19214/1822 |
| Instrument | 2023029547 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | CHERRY HILL, NJ 08034 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 2 PROSPECT ST, METUCHEN, NJ 08840-2279 |
| Document Number | 0000018908 |
| Book / Page | 016882 / 000260 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 2 PROSPECT ST METUCHEN NJ 088402279, METUCHEN, NJ 08840-2279 |
| Document Number | 0000018908 |
|---|---|
| Date | Sep 01, 2017 |
| Book Page | 016882/000260 |
| Instrument | 18908 |
| Name | CELTIC BK |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 31, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Metuchen Borough records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Metuchen Borough |
| Unified School District | Metuchen Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $635,000 (-) Land $440,000 Building $195,000 | $635,000 (-) Land $440,000 Building $195,000 | |
| 2024 | $44,164.00 (+9.17%) | ||
| 2023 | $635,000 Land $440,000 Building $195,000 | $635,000 Land $440,000 Building $195,000 | |
| 2022 | $40,455.00 |
Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), as of December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230022002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ1225001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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