Worcester County property record for 2 Potomac Ave, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,688 sqft · built 2005 |
| Lot Size | 0.175 acres (7,603 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,664,500 (Oct 2003) |
| Tax Bill | $2,202 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-159183 |
| Primary APN | 03-159183 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,688 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,603 sqft (0.175 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 159183 |
|---|---|
| Street Address | 2 POTOMAC AVE |
| City | BERLIN |
| State | MD |
| Zip | 21811-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3-R5 |
| Legal Description | LOT 457 7,603 SQ FT POTOMAC AVE SEC 16 PARKE AT OCEAN PINES P 7 |
| Legal Subdivision | PARKE AT OCEAN PINES |
| Legal Lot Number | 457 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 951101 |
Source: Worcester County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 POTOMAC AVE, BERLIN, MD 21811-1267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST BANK |
| Mar 17, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2003 · Amount on Record |
| Deed Sale | Oct 31, 2003 · Amount on Record |
| Deed Document Number | 2003346029 |
| Deed Book / Page | 3922 / 322 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 2 POTOMAC AVE, BERLIN, MD 21811-1267 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | ATG TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0080590272 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 8059/272 |
| Name | SOUTHERN TRUST BANK |
|---|---|
| Type | Bank |
| Address | TOWSON, MD 21204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 2 POTOMAC AVE, BERLIN, MD 21811-1267 |
| Document Number | 0077230083 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 2 POTOMAC AVE BERLIN MD 218111267, BERLIN, MD 21811-1267 |
| Document Number | 0077230083 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 007723/000083 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,600 (+19.22%) | $326,800 (+22.76%) Land $56,800 Building $270,000 | |
| 2025 | $2,202.00 (+3.14%) Homeowner's exemption | ||
| 2023 | $2,135.00 Homeowner's exemption | $257,167 | $266,200 Land $56,800 Building $209,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 75 condo units |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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