2 Pond St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 2 Pond St, Spencer, MA 01562

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,249 sqft · built 1880
Lot Size	0.212 acres (9,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Feb 1993)
Tax Bill	$3,753 (2026)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U04 B:00052 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U04 B:00052 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,249 sqft Living Area
Gross Area	4,064 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,246 sqft (0.212 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	2 POND ST
City	SPENCER
State	MA
Zip	01562-2336
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	VR
Legal Block	52
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2007
Census Tract	726200

Owner

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 POND ST, SPENCER, MA 01562-2336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 1993 · Amount on Record
Deed Sale	Feb 10, 1993 · Amount on Record
Prior Sale	Jul 1, 1988 · Amount on Record
Deed Book / Page	14949 / 132
Transfer Doc	1494000132
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	2 POND ST, SPENCER, MA 01562-2336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56961-346
Date	Apr 11, 2017
Book Page	56961/346
Instrument	35984

Lender

Name	NORTH BROOKFIELD SAVINGSS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,753.00 (+10,622.86%)	$341,800 (+11.81%) Land $46,700 Building $295,100	$374,443
2025	$35.00 (-98.91%)	$305,700 (+8.52%) Land $36,500 Building $269,200
2024	$3,223.00 (+10.34%)	$281,700 (+16.31%) Land $36,500 Building $245,200
2023	$2,921.00	$242,200 Land $36,500 Building $205,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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