2 Polly Pk Rd, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 2 Polly Pk Rd, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,173 sqft · built 1973
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on File
Last Sale$1,600,000 (Jul 2022)
Tax Bill$26,219 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN552801 0592.-26

Property Details

APN / Parcel Number

Primary APN552801 0592.-26
Alternative APNs
  • 5528000005920000026
  • 000038170

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,173 sqft Living Area
1st Floor Area3,173 sqft
Basement Area2,285 sqft
Finished Basement2,285 sqft
Unfinished Basement2,285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialComposition/Composite
Lot Area44,431 sqft (1.02 acres)
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area569 sqft
Patio Area594 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number000038170
Street Address2 POLLY PK RD
CityRYE
StateNY
Zip10580-1927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Lot Number26
JurisdictionWESTCHESTER NY
Township / Civil DivisionHARRISON
Census Block Group3
Census Block3024
Census Tract8500

Owner

2 Polly Pk Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2 POLLY PK RD, RYE, NY 10580-1927
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jul 12, 2022Bargain and Sale Deed, Transfer · ARM
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2022 · Amount on File
Deed SaleJul 12, 2022 · Amount on File
Prior SaleJan 19, 2016 · Amount on File
Deed Document Number20223449
Prior Transfer DateOct 20, 2008
Prior Transfer Doc0483030031
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Recording DateSep 28, 2026
Property Address2 POLLY PK RD, RYE, NY 10580-1927
Instrument DateAug 27, 2026
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanySERVICELINK, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 POLLY PARK RD, RYE, NY 10580

Mortgage

DateSep 28, 2026
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 1, 2051
Interest
Max Rate-1%

July 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateJul 12, 2022
Property Address2 POLLY PK RD, RYE, NY 10580-1927
Document Number0621803449
Instrument DateJul 7, 2022
Instrument621803449
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 POLLY PK RD, RYE, NY 10580-1927

Transferred To (Grantee/Buyer)

NameVerified Name
Address80 BEECH HILL RD, PLEASANTVILLE, NY 10570-3506

Mortgage

Document Number0621933510
DateJul 12, 2022
Instrument621933510
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2029
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.75%
IndexOther
Max Rate9.75%

Tax Assessment & Valuation

The 2026 property tax bill for 2 Polly Pk Rd was $26,219, down 18.5% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionHarrison Town
MunicipalityHarrison Village
Unified School DistrictHarrison Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$26,219.00 (-18.47%)
2025$32,160.00$15,600 (-) Land $3,200 Building $12,400$1,344,828 (-2.59%) Land $275,862 Building $1,068,966
2024$15,600 (-) Land $3,200 Building $12,400$1,380,531 (+3.54%) Land $283,186 Building $1,097,345
2023$15,600 Land $3,200 Building $12,400$1,333,333 Land $273,504 Building $1,059,829

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Polly Pk Rd in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims27 (1978–2021)
Claims Outside the SFHA23 of 27
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 8 claims
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Polly Pk Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTCHESTER JOINT WATER WORKS
serves 59,629 people · EPA ID NY5903435
Water SourceSurface water
Last State InspectionMar 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityFailure to filter
currently in violation since Jun 1993
Haloacetic acids
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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