Rockland County and Stony Point Town property record for 2 Polk Ct, Stony Point, NY 10980
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,100 sqft · built 1992 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Apr 2010) |
| Tax Bill | $15,180 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 392800 15.02-2 |
| Primary APN | 392800 15.02-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Basement |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Patio Area | 800 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 392800 15.02-2- |
|---|---|
| Street Address | 2 POLK CT |
| City | STONY POINT |
| State | NY |
| Zip | 10980-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | USA HOMES |
| Legal Block | 2 |
| Legal Lot Number | 37.2 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | STONY POINT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10200 |
Source: Rockland County and Stony Point Town records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 POLK CT, STONY POINT, NY 10980-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 2, 2018 | Loan Modification, Consolidation and Extension, Mortgage QUICKEN LNS |
| Mar 2, 2018 | Loan Modification, Consolidation and Extension, Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2010 · Amount on Record |
| Deed Sale | Apr 23, 2010 · Amount on Record |
| Prior Sale | Nov 21, 2005 · Amount on Record |
| Deed Document Number | 201015030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jun 9, 2026 |
| Property Address | 2 POLK CT, STONY POINT, NY 10980-1048 |
| Document Number | 0000019685 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202619685 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2 POLK CT, STONY POINT, NY 10980-1048 |
| Document Number | 0000019685, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202619685 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 POLK CT, STONY POINT, NY 10980-1048 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007522 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-00007522 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Dec 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 POLK CT, STONY POINT, NY 10980-1048 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007523 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-00007523 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Dec 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 2 POLK CT, STONY POINT, NY 10980-1048 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000006191 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 2018-00006191 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Mar 2, 2018 |
| Property Address | 2 POLK CT, STONY POINT, NY 10980-1048 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 6192 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 POLK CT STONY POINT NY 109801048, STONY POINT, NY 10980-1048 |
| Document Number | 0000006192 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 6192 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Mar 2, 2018 |
| Property Address | 2 POLK CT, STONY POINT, NY 10980-1048 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 6192 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2 POLK CT STONY POINT NY 109801048, STONY POINT, NY 10980-1048 |
| Document Number | 0000006192 |
|---|---|
| Date | Mar 2, 2018 |
| Instrument | 6192 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Mar 1, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Rockland County and Stony Point Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Stony Point Town |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $15,180.00 | $43,900 (-) Land $8,500 Building $35,400 | $451,182 (+0.51%) |
| 2023 | $43,900 Land $8,500 Building $35,400 | $448,875 Land $86,912 Building $361,963 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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