2 Polermo Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2 Polermo Ave, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2023
Square Footage2,222 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
GarageAttached, 462 sqft
Last Sale$455,400 (2023)
Tax Bill$5,345.00 (2024)

Property Details

APN / Parcel Number

Primary APN21-25-31-4979-0001-2890
Alternative APN
  • 253121497900012890

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,222 sqft Living Area
Gross Area2,906 sqft Gross Area
1st Floor795 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area174 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address2 POLERMO AVE
CitySAINT CLOUD
StateFL
Zip34771-9438
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 289 LESS N 30 FT
Legal Range31E
Legal Township25S
Legal Section21
Legal SubdivisionSIENA RESERVE PHS 2C TEMP
Legal Phase2C
Legal Lot Number289
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 21-25-31-4979-0001-2890

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address100 DURLINGTON CT, SAN RAMON, CA 94582-5689
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 30, 2023Special Warranty Deed, Transfer · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Deed Doc Number202385165
Deed Book / Page6433 / 2958
Last Transfer DateOct 01, 2023
Transfer Doc0064852311
Record RefreshedJun 08, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateOct 05, 2023
Property Address2 POLERMO AVE, SAINT CLOUD, FL 34771-9438
Document Number0064852311
Book / Page6485 / 2311
Map ReferenceMB 30 PG 160-163
Instrument DateOct 01, 2023
Instrument2023131718
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address100 DURLINGTON CT, SAN RAMON, CA 94582-5689

Transferred To (Grantee/Buyer)

NameVerified Name
AddressIOU DURLINGTON CT, SAN RAMON, CA 94582

June 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 30, 2023
Property Address2 POLERMO AVE, SAINT CLOUD, FL 34771-9438
Document Number0064332958
Book / Page6433 / 2958
Map ReferenceMB 30 PG 160-163
Instrument DateJun 28, 2023
Instrument2023085165
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,187.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address100 DURLINGTON CT, SAN RAMON, CA 94582-5689

Mortgage

Document Number0064332960
DateJun 30, 2023
Instrument6433/2960
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,589.00 (+4.57%)$352,000 (+402.86%) Land $75,000 Building $277,000$352,000 (+402.86%) Land $75,000 Building $277,000
2024$5,345.00 (+241.53%)
2023$1,565.00 (+86.75%)$70,000 (+16.67%) Land $70,000$70,000 (+16.67%) Land $70,000
2022$838.00$60,000 Land $60,000$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 85% of the US · above 76% of Florida
Wildfire LikelihoodAbout 1 in 139 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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