2 Pine St, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 2 Pine St, Budd Lake, NJ 07828

Property Summary

Property Type	Single Family Home
Details	1,732 sqft · built 1928
Lot Size	0.288 acres (12,541 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2020)
Tax Bill	$7,894 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Mortgage + 2 more
APN	`27-03501-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`27-03501-0000-00045`
Alternative APNs	`270350100045` `06010040`

Interior

Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	12,541 sqft (0.288 acres)
Lot Dimensions	114 ft deep x 110 ft wide

Location & Zoning

Account Number	06010040
Street Address	2 PINE ST
City	BUDD LAKE
State	NJ
Zip	07828-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: B71 L1
Legal Tract	1
Legal Block	3501
Legal Lot Number	45
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	1
Census Block	1033
Census Tract	46107

Owner

2 Pine St is owned and occupied by two individuals who bought it in October 2020.

Source: Morris County and Mount Olive Township records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 PINE ST, BUDD LAKE, NJ 07828-3416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 5, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Oct 5, 2020	Correction Deed MEGA TITLE LLC
Sep 16, 2020	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Document Number	202067912
Deed Book / Page	23885 / 937
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0238850937
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 PINE ST, BUDD LAKE, NJ 07828-3416
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0242530423
Date	Oct 22, 2021
Book Page	24253/423
Instrument	2021087638

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 PINE ST, BUDD LAKE, NJ 07828-3416
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	MEGA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238850945
Date	Oct 5, 2020
Book Page	23885/945
Instrument	2020067913

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

October 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 5, 2020
Property Address	2 PINE ST, BUDD LAKE, NJ 07828-3416
Document Number	0238850937
Book / Page	023885 / 000937
Instrument Date	Oct 5, 2020
Instrument	67912
Record Updated	Oct 22, 2020
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PINE ST BUDD LAKE NJ 078283416, BUDD LAKE, NJ 07828-3416

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Sep 16, 2020
Property Address	2 PINE ST, BUDD LAKE, NJ 07828-3416
Document Number	0238750857
Book / Page	23875 / 857
Instrument Date	Jul 29, 2020
Instrument	2020064149
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 WOODCREST AVE, 9, BUDD LAKE, NJ 07828-2205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PINE ST, BUDD LAKE, NJ 07828-3416

Mortgage

Document Number	2020064150
Date	Sep 16, 2020
Instrument	2020064150

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,500 (-) Land $114,500 Building $112,000	$226,500 (-) Land $114,500 Building $112,000
2025		$226,500 Land $114,500 Building $112,000	$226,500 Land $114,500 Building $112,000
2024	$7,894.00
2023		$226,500 (-) Land $114,500 Building $112,000	$226,500 (-) Land $114,500 Building $112,000
2022	$7,628.00 (+0.3%)	$226,500 Land $114,500 Building $112,000	$226,500 Land $114,500 Building $112,000
2021	$7,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 Pine St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT OLIVE TWP WD PINECREST serves 648 people · EPA ID NJ1427008
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.78 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2023
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

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