2 Philip St, Hudson, MA 01749 Property Records

Middlesex County and Hudson Town property record for 2 Philip St, Hudson, MA 01749

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,458 sqft · built 1963
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Mar 2004)
Tax Bill	$6,698 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HUDS M:0004 B:0000 L:0010`

Property Details

APN / Parcel Number

Primary APN	`HUDS M:0004 B:0000 L:0010`
Alternative APN	`4010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	2,190 sqft
1st Floor Area	1,458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4010
Street Address	2 PHILIP ST
City	HUDSON
State	MA
Zip	01749-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA8
Legal Lot Number	10
Jurisdiction	HUDSON MA
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1005
Census Tract	322300

Owner

2 Philip St is owned and occupied by an individual who bought it in March 2004.

Source: Middlesex County and Hudson Town records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2 PHILIP ST, HUDSON, MA 01749-1007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST COMPANY
Jun 16, 2018	Deed of Trust, Mortgage · Line of Credit ROCKLAND TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2004 · Amount on File
Deed Sale	Mar 26, 2004 · Amount on File
Deed Document Number	200470664
Deed Book / Page	42325 / 137
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Recording Date	Sep 14, 2026
Property Address	2 PHILIP ST, HUDSON, MA 01749-1007
Document Number	0000116493
Book / Page	86134 / 320
Instrument Date	Sep 9, 2026
Instrument	2026116493
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PHILIP ST, HUDSON, MA 01749-1007

Mortgage

Document Number	0000116493,
Date	Sep 14, 2026
Book Page	86134/320
Instrument	2026116493

Lender

Name	ROCKLAND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON MA
Property Address	2 PHILIP ST, HUDSON, MA 01749-1007
Document Number	71188-14
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PHILIP ST HUDSON MA 017491007, HUDSON, MA 01749-1007

Mortgage

Document Number	71188-14
Date	Jun 21, 2018
Book Page	071188/000014
Instrument	89465

Lender

Name	ROCKLAND TR

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2 Philip St was $6,698, up 4.6% from the year before.

Source: Middlesex County and Hudson Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Hudson Town
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,698.00 (+4.64%)	$482,600 (+5.56%) Land $183,200 Building $299,400	$549,290 (+8.03%)
2024	$6,401.00 (+4.49%)	$457,200 (+8.96%) Land $166,600 Building $290,600	$508,440
2023	$6,126.00	$419,600 Land $160,100 Building $259,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Philip St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Philip St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATER SUPPLY serves 20,032 people · EPA ID MA2141000
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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