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2 Pebble Beach Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 2 Pebble Beach Dr, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,172 sqft · built 1977
Lot Size0.326 acres (14,204 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Mar 2005)
Tax Bill$1,797 (2025)
Deeds & MortgagesApr 2020 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-591-9266-6

Property Details

APN / Parcel Number

Primary APNC56-000-591-9266-6
Alternative APNs
  • 04-2S-23-1435-0002-0120
  • 23S204143500020120

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,172 sqft Living Area
Gross Area2,768 sqft
1st Floor Area2,172 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,204 sqft (0.326 acres)
Lot Width119 ft Width
Garage TypeAttached
Garage Area506 sqft
PorchFinished/Open Porch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2 PEBBLE BEACH DR
CitySHALIMAR
StateFL
Zip32579-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE LORRAINE EST 3RD LOT 12 BLK 2
Legal Range23W
Legal Township02S
Legal Section04
Legal SubdivisionLAKE LORRAINE EST
Legal Block2
Legal Lot Number12
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1006
Census Tract21502

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 PEBBLE BEACH DR, SHALIMAR, FL 32579-1624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jul 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2005 · Amount on Record
Deed SaleMar 4, 2005 · Amount on Record
Deed Document Number20052200124
Deed Book / Page2598 / 4302
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2 PEBBLE BEACH DR, SHALIMAR, FL 32579-1624
Document Number0034624699
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 PEBBLE BEACH DR SHALIMAR FL 325791624, SHALIMAR, FL 32579-1624

Mortgage

Document Number0034624699
DateMay 19, 2020
Book Page003462/004699
Instrument3359123
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 18, 2035

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address2 PEBBLE BEACH DR, SHALIMAR, FL 32579-1624
Document Number0033080369
Book / Page003308 / 000369
Instrument DateJul 7, 2017
Transaction TypeMortgage
Record UpdatedDec 11, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 PEBBLE BEACH DR SHALIMAR FL 325791624, SHALIMAR, FL 32579-1624

Mortgage

Document Number0033080369
DateJul 12, 2017
Book Page003308/000369
Instrument3146888
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,797.00 (+6.58%) Homeowner's exemption Veteran's exemption$190,988 (+5.99%)$325,088 (+8.28%) Land $143,767 Building $181,321
2023$1,686.00 (+2.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$180,199 (+3%)$300,232 (+6.48%) Land $96,384 Building $203,848
2022$1,637.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$174,950$281,953 Land $90,079 Building $191,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims142 (1979–2020)
Claims Outside the SFHA55 of 142
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 9 claims
  • Hurricane Frances, Sep 2004 · 47 claims
  • Hurricane Opal, Oct 1995 · 68 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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