Essex County and Saugus Town property record for 2 Pearl Rd, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,221 sqft · built 1964 |
| Lot Size | 0.194 acres (8,429 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Oct 1993) |
| Tax Bill | $7,526 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Jun 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:012-E B:0011 L:0015 |
| Primary APN | SAUG M:012-E B:0011 L:0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,221 sqft Living Area |
| Gross Area | 2,896 sqft |
| 1st Floor Area | 1,358 sqft |
| Basement Area | 1,150 sqft |
| Unfinished Basement | 287 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,429 sqft (0.194 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3697005 |
|---|---|
| Street Address | 2 PEARL RD |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 11 |
| Legal Lot Number | 15 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 PEARL RD, SAUGUS, MA 01906-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Jun 8, 2021 | Deed of Trust, Mortgage · Line of Credit DIRECT CU |
| Apr 26, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance DIRECT CU |
| Jul 29, 2019 | Deed of Trust, Mortgage · Balloon Mortgage DIRECT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 1993 · Amount on Record |
| Deed Sale | Oct 29, 1993 · Amount on Record |
| Prior Sale | Apr 1, 1993 · Amount on Record |
| Last Transfer Date | Mar 26, 2021 |
| Transfer Doc | 39805-570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 2 PEARL RD, SAUGUS, MA 01906-1230 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 039805-573 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 39805/573 |
| Instrument | 20210426004420 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 2 PEARL RD, SAUGUS, MA 01906-1230 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 039958-224 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 39958/224 |
| Instrument | 20210608002150 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 26, 2021 |
| Property Address | 2 PEARL RD, SAUGUS, MA 01906-1230 |
| Document Number | 39805-570 |
| Book / Page | 39805 / 570 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 20210426004410 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 PEARL RD, SAUGUS, MA 01906-1230 |
| Document Number | 39805-573 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 39805/573 |
| Instrument | 20210426004420 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 2 PEARL RD, SAUGUS, MA 01906-1230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37702-352 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 37702/352 |
| Instrument | 20190729001020 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2039 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,526.00 (+4.86%) | $722,300 (+7.49%) Land $384,700 Building $332,100 | $682,051 (-11.42%) |
| 2025 | $7,177.00 (+2.78%) | $672,000 (+2.49%) Land $349,300 Building $322,700 | $769,975 |
| 2024 | $6,983.00 (+3.04%) | $655,700 (+8.94%) Land $336,000 Building $319,700 | |
| 2023 | $6,777.00 | $601,900 Land $305,100 Building $296,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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