2 Payson Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 2 Payson Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 1970
Lot Size	0.253 acres (10,999 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Oct 2020)
Tax Bill	$7,809 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0080 B:0029 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0080 B:0029 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	3,217 sqft
Basement Area	1,000 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,999 sqft (0.253 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	2 PAYSON RD
City	BILLERICA
State	MA
Zip	01821-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Block	29
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	2
Census Block	2010
Census Tract	316201

Owner

2 Payson Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 PAYSON RD, BILLERICA, MA 01821-5304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 17, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Oct 20, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ONE AMERICAN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	May 24, 1991 · Amount on File
Deed Document Number	202052655
Deed Book / Page	34793 / 252
Prior Transfer Date	Oct 10, 2020
Prior Transfer Doc	34793-252
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	2 PAYSON RD, BILLERICA, MA 01821-5304
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36345-89
Date	Oct 5, 2021
Book Page	36345/89
Instrument	58487

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	2 PAYSON RD, BILLERICA, MA 01821-5304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33159-236
Date	Jul 17, 2019
Book Page	33159/236
Instrument	28848

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Oct 20, 2020
Property Address	2 PAYSON RD, BILLERICA, MA 01821-5304
Document Number	34793-252
Book / Page	34793 / 252
Instrument Date	Oct 10, 2020
Instrument	52655
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 PAYSON RD, BILLERICA, MA 01821-5304
Investor	Possibly a Property Investor

Mortgage

Document Number	52656
Date	Oct 20, 2020
Instrument	52656

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2 Payson Rd was $7,809, up 3.4% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,809.00 (+3.4%)	$672,600 (+1.26%) Land $281,800 Building $389,500	$717,155 (-)
2025	$7,552.00 (+9.83%)	$664,200 (+9.06%) Land $273,400 Building $390,800	$717,155 (+3.17%)
2024	$6,876.00 (+1.16%)	$609,000 (+6.36%) Land $264,700 Building $344,300	$695,115
2023	$6,797.00	$572,600 Land $240,900 Building $331,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Payson Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1982–2011)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Mar 2011 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Payson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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