2 Palmyra Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 2 Palmyra Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 2003
Lot Size	0.273 acres (11,892 sqft)
Owner	Owner Name on File
Last Sale	$118,200 (Nov 2003)
Tax Bill	$624 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7025-00770-0300`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7025-00770-0300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,474 sqft Heated Area
Gross Area	1,941 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,892 sqft (0.273 acres)
Driveway	Driveway
Driveway Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2 PALMYRA LN
City	PALM COAST
State	FL
Zip	32164-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 25 BLOCK 00077 LOT 0030 SUBDIVISION COMPLETION YEAR 1975 OR 216 PG 923 OR 253 PG 872 OR 896 PG 1260 OR 101
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	77
Legal Lot Number	30
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1028
Census Tract	60212

Owner

The current owner of 2 Palmyra Ln bought it in November 2003.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Owner Name on File
Mailing Address	2 PALMYRA LN, PALM COAST, FL 32164-7516
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2003 · Amount on File
Deed Sale	Nov 19, 2003 · Amount on File
Prior Sale	Feb 11, 2003 · Amount on File
Deed Document Number	0101100482
Deed Book / Page	01011 / 00482
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2 PALMYRA LN, PALM COAST, FL 32164-7516
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PALMYRA LN, PALM COAST, FL 32164-7516

Mortgage

Document Number	0028440313
Date	Feb 5, 2024
Book Page	2844/313
Instrument	2024004645

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	881 Months
Due	Jul 4, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Palmyra Ln was $624 with exemptions applied.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 Homeowner's exemption Additional exemption filed	$112,774	$233,968 Land $52,500 Building $181,468
2023	$550.00 (+8.91%) Homeowner's exemption Additional exemption filed	$106,404 (+3%)	$219,861 (+4.17%) Land $43,000 Building $176,861
2022	$505.00 Homeowner's exemption Additional exemption filed	$103,305	$211,067 Land $43,500 Building $167,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Palmyra Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	7 (2007–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Palmyra Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20