2 Palm St, Elsah, IL 62028 Property Records

Jersey County property record for 2 Palm St, Elsah, IL 62028

Property Summary

Property Type	Single Family Home
Details	1,315 sqft · built 1840
Lot Size	0.165 acres (7,200 sqft)
Owner	Trust Name on File
Tax Bill	$4,416 (2025)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-426-026-00`

Property Details

APN / Parcel Number

Primary APN	`01-426-026-00`
Alternative APN	`426-026-00`

Interior

Stories	1 Story
Building Area	1,315 sqft Total Area

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	80 ft deep x 90 ft wide

Location & Zoning

Account Number	426-026-00
Street Address	2 PALM ST
City	ELSAH
State	IL
Zip	62028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN OF ELSAH LOTS 26 & 27 BLK 26 & VAC ALLEY (SEE 01-440-017-60 ALSO) 2-04 85.75K, 9-10 155.5K 1840 1STY/NO BSMT
Legal Subdivision	OUTLOT 17
Legal Block	26
Legal Lot Number	26,27
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	1
Census Block	1023
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elsah Historic District listed 1973 · 48 contributing resources · NRIS 73000706

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2 Palm St is owner-occupied and held in a trust since September 2019.

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	2 PALM ST, ELSAH, IL 62028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 12, 2019
Transfer Doc	0000157221
Record Updated	Oct 29, 2026

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JERSEY IL
Recording Date	Sep 16, 2019
Property Address	2 PALM ST, ELSAH, IL 62028
Document Number	201900157221
Instrument Date	Sep 12, 2019
Instrument	201900157221
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PALM ST, ELSAH, IL 62028

Tax Assessment & Valuation

The 2025 property tax bill for 2 Palm St was $4,416 with exemptions applied, down 1.5% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Municipality	Elsah Village
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,416.00 (-1.47%) Homeowner's exemption Senior Citizen's exemption	$79,205 (+1.5%) Land $12,910 Building $66,295	$237,615 (+1.5%) Land $38,730 Building $198,885
2024	$4,482.00	$78,035 Land $12,720 Building $65,315	$234,105 Land $38,160 Building $195,945
2022	$4,257.00	$58,105 Land $10,810 Building $47,295	$174,315 Land $32,430 Building $141,885

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Palm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	53 (1979–2024)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2019 · 11 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Palm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20