2 Oxbow Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 2 Oxbow Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,910 sqft · built 1949
Lot Size	0.291 acres (12,659 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Jun 2019)
Tax Bill	$9,956 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Feb 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0024 B:0000 L:0694`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0024 B:0000 L:0694`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,910 sqft Living Area
Gross Area	2,844 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,659 sqft (0.291 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 OXBOW RD
City	LYNNFIELD
State	MA
Zip	01940-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LYNNFIELD
Legal Lot Number	694
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	1
Census Block	1014
Census Tract	209200

Owner

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 OXBOW RD, LYNNFIELD, MA 01940-1742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2025	Deed of Trust, Mortgage HARVARD FEDERAL CREDIT UNION
Feb 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Jun 17, 2019	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2019 · Amount on Record
Deed Sale	Jun 17, 2019 · Amount on Record
Prior Sale	May 18, 2012 · Amount on Record
Deed Book / Page	37589 / 481
Prior Transfer Date	Jun 3, 2019
Prior Transfer Doc	37589-481
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	2 OXBOW RD, LYNNFIELD, MA 01940-1742
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042643-416
Date	Apr 2, 2025
Book Page	42643/416
Instrument	20250402000680

Lender

Name	HARVARD FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	301 Months
Due	May 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	2 OXBOW RD, LYNNFIELD, MA 01940-1742
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37333-286
Date	Feb 15, 2019
Book Page	37333/286
Instrument	20190215005240

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jun 17, 2019
Property Address	2 OXBOW RD, LYNNFIELD, MA 01940-1742
Document Number	37589-481
Book / Page	037589 / 000481
Instrument Date	Jun 3, 2019
Instrument	190617350
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,169.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2 OXBOW RD LYNNFIELD MA 019401742, LYNNFIELD, MA 01940-1742

Mortgage

Document Number	37589-484
Date	Jun 17, 2019
Book Page	037589/000484
Instrument	190617360

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2049

Tax Assessment & Valuation

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,956.00 (+11.73%)	$868,800 (+2.96%) Land $569,200 Building $298,800	$913,850 (-6.49%)
2025	$8,911.00 (+4.5%)	$843,800 (+4.01%) Land $552,800 Building $291,000	$977,265
2024	$8,527.00 (+0.63%)	$811,300 (+8.19%) Land $531,500 Building $279,800
2023	$8,474.00	$749,900 Land $504,100 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1978–2015)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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