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2 Oswego Ln, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 2 Oswego Ln, Plattsburgh, NY 12901 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,105 sqft · built 1956
Lot Size0.214 acres (9,350 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Jan 2011)
Tax Bill$1,329 (2025)
Deeds & MortgagesAug 2022 Refinance
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN094200 194.20-2-34

Property Details

APN / Parcel Number

Primary APN094200 194.20-2-34
Alternative APN
  • 420019402000020340000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,105 sqft Living Area
1st Floor Area1,105 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,350 sqft (0.214 acres)
Lot Dimensions116 ft deep x 80 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area440 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2 OSWEGO LN
CityPLATTSBURGH
StateNY
Zip12901-6811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 8-9 PAT CHP LOT 137 CHAMPLAIN PARK
Legal Block2
Legal Lot Number34.000
JurisdictionCLINTON NY
Township / Civil DivisionPLATTSBURGH
Census Block Group5
Census Block5011
Census Tract100800

Owner

Source: Clinton County and Plattsburgh Town records · APN 094200 194.20-2-34

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 OSWEGO LN, PLATTSBURGH, NY 12901-6811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Mar 25, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 23, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 18, 2011 · Amount on Record
Deed SaleJan 18, 2011 · Amount on Record
Prior SaleMay 12, 2010 · Amount on Record
Deed Book / Page20112 / 37779
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address2 OSWEGO LN, PLATTSBURGH, NY 12901-6811
Transaction TypeMortgage
Record UpdatedSep 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000326744
DateAug 24, 2022
Instrument20220-00326744
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address2 OSWEGO LN, PLATTSBURGH, NY 12901-6811
Transaction TypeMortgage
Record UpdatedApr 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000323457
DateMar 25, 2022
Instrument20220-00323457
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLINTON NY
Recording DateMar 23, 2018
Property Address2 OSWEGO LN, PLATTSBURGH, NY 12901-6811
Document Number0000293111
Instrument DateMar 21, 2018
Instrument293111
Transaction TypeTransfer
Record UpdatedApr 10, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 OSWEGO LN PLATTSBURGH NY 129016811, PLATTSBURGH, NY 12901-6811

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPlattsburgh Town
Unified School DistrictBeekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,329.00$190,000 (+29.25%) Land $22,300 Building $167,700$200,900 (+16.19%) Land $23,579 Building $177,321
2023$147,000 Land $17,500 Building $129,500$172,900 Land $20,583 Building $152,317

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (36019C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360191008005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences
Nearby Flood Claims13 (1978–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimMay 2011, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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