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2 Osprey Dr, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 2 Osprey Dr, Cape May, NJ 08204

Property Summary

Property TypeSingle Family Home
Details1,253 sqft · built 1997
Lot Size0.083 acres (3,598 sqft)
Owner2 Individual Names on File
Last Sale$208,500 (Aug 2020)
Tax Bill$3,628 (2024)
Deeds & MortgagesOct 2020 Mortgage
Aug 2020 Sale
APN05-00496-15-00016

Property Details

APN / Parcel Number

Primary APN05-00496-15-00016
Alternative APN
  • 0500496001500016

Interior

Stories1 Story
Building Area1,253 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area3,598 sqft (0.083 acres)
Lot Dimensions60 ft deep x 60 ft wide

Location & Zoning

Street Address2 OSPREY DR
CityCAPE MAY
StateNJ
Zip08204-4458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionBAY GARDENS 02
Legal Block496
Legal Lot Number16
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group1
Census Block1004
Census Tract21805

Owner

2 Osprey Dr is owned by two individuals who bought it in August 2020.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address365 TWIN HILL DR, LEHIGHTON, PA 18235-9123
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional with PMI
FAIRWAY INDEPENDENT MTG
Aug 18, 2020Grant Deed, Transfer
INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020 · Amount on File
Deed SaleAug 18, 2020 · Amount on File
Prior SaleJun 22, 2006 · Amount on File
Deed Document Number202026173
Deed Book / Page3926 / 672
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address2 OSPREY DR, CAPE MAY, NJ 08204-4458
Document Number0062640150
Instrument DateOct 16, 2020
Transaction TypeMortgage
Record UpdatedDec 3, 2020
Title CompanyINFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 OSPREY DR CAPE MAY NJ 082044458, CAPE MAY, NJ 08204-4458

Mortgage

Document Number0062640150
DateOct 26, 2020
Book Page006264/000150
Instrument36755
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 25, 2050

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateAug 18, 2020
Property Address2 OSPREY DR, CAPE MAY, NJ 08204-4458
Document Number0039260672
Book / Page003926 / 000672
Instrument DateJul 13, 2020
Instrument26173
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanyINFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$209.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address365 TWIN HILL DR LEHIGHTON PA 182359123, LEHIGHTON, PA 18235-9123

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,900 (-) Land $75,400 Building $103,500$178,900 (-) Land $75,400 Building $103,500
2025$178,900 Land $75,400 Building $103,500$178,900 Land $75,400 Building $103,500
2024$3,628.00
2023$178,900 Land $75,400 Building $103,500$178,900 Land $75,400 Building $103,500
2022$3,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 2 Osprey Dr; there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims7 (1979–2010)
Claims Outside the SFHA4 of 7
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Osprey Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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