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2 Ortalon Ave, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 2 Ortalon Ave, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,076 sqft · built 1959
Lot Size0.233 acres (10,149 sqft)
Owner2 Trust Names on Record
Last Sale$306,000 (Mar 1995)
Tax Bill$6,302 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-071-11

Property Details

APN / Parcel Number

Primary APN001-071-11
Alternative APN
  • 001-071-11-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,076 sqft Living Area
Gross Area2,664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area10,149 sqft (0.233 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2 ORTALON AVE
CitySANTA CRUZ
StateCA
Zip95060-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 178
Legal SubdivisionHIGHLAND MDWS SUB #3 TR 178
Legal Tract178
Legal BlockB
Legal Lot Number11
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract100300

Owner

Source: Santa Cruz County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address2 ORTALON AVE, SANTA CRUZ, CA 95060-2017
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Line of Credit
SANTA CRUZ COUNTY BANK
Mar 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC
Mar 16, 2021Intrafamily Transfer, Transfer
OLD REPUBLIC TITLE COMPANY
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
CASHCALL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 1995 · Amount on Record
Deed SaleMar 30, 1995 · Amount on Record
Deed Document Number199515678
Deed Book / Page5653 / 785
Last Transfer DateMar 9, 2021
Transfer Doc0000015262
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2 ORTALON AVE, SANTA CRUZ, CA 95060-2017
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 ORTALON AVE, SANTA CRUZ, CA 95060-2017

Mortgage

Document Number0000032419
DateJun 11, 2021
Instrument2021-0032419
Lender
NameSANTA CRUZ COUNTY BANK
TypeBank
AddressSANTA CRUZ, CA 95061
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 15, 2021
Property Address2 ORTALON AVE, SANTA CRUZ, CA 95060-2017
Document Number0000015262
Map ReferenceMB 34 PG 20
Instrument DateMar 9, 2021
Instrument2021-0015262
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address20 ORTALON AVE, SANTA CRUZ, CA 95060-2017

Mortgage

Document Number0000015263
DateMar 15, 2021
Instrument2021-0015263
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 16, 2021
Property Address2 ORTALON AVE, SANTA CRUZ, CA 95060-2017
Document Number0000015447
Map ReferenceMB 34 PG 20
Instrument DateMar 9, 2021
Instrument2021-0015447
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2 ORTALON AVE, SANTA CRUZ, CA 95060-2017

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2 ORTALON AVE, SANTA CRUZ, CA 95060-2017
Document Number0000035664
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2 ORTALON AVE SANTA CRUZ CA 950602017, SANTA CRUZ, CA 95060-2017

Mortgage

Document Number0000035664
DateNov 15, 2019
Instrument35664
Lender
NameCASHCALL
TypeFunding / Finance Company
AddressIRVINE, CA 92612
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 14, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalitySanta Cruz City
Elementary School DistrictSanta Cruz City Elementary School District (KG - 05)
Secondary School DistrictSanta Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$524,274 (+2%) Land $262,137 Building $262,137
2025$6,302.00 (+7.87%) Homeowner's exemption$513,994 (+4.04%) Land $256,997 Building $256,997
2024$5,842.00 (+1.21%)
2023$5,772.00 (+1.12%) Homeowner's exemption$494,034 Land $247,017 Building $247,017$1,516,950
2022$5,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims41 (1982–2023)
Claims Outside the SFHA11 of 41
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 6 claims
  • Severe Winter Storms And Flooding, Mar 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

May also be available: AT&T, Cruzio, GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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