2 Orchard Trace Ln, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 2 Orchard Trace Ln, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,044 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	Trust Name on File
Last Sale	$560,320 (Oct 2005)
Tax Bill	$8,948 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24U-13-0417`

Property Details

APN / Parcel Number

Primary APN	`24U-13-0417`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,044 sqft Living Area
Gross Area	5,819 sqft
1st Floor Area	1,660 sqft
Basement Area	1,135 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	131 ft deep x 72 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	44 sqft
Patio Area	168 sqft
Balcony Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 ORCHARD TRACE LN
City	WILDWOOD
State	MO
Zip	63040-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107NU
Legal Description	ENCLAVES AT CHERRY HILLS PLAT FIVE LOT 169
Legal Subdivision	ENCLAVES AT CHERRY HILLS PLAT FIVE
Legal Lot Number	169
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	4
Census Block	4005
Census Tract	222100

Owner

2 Orchard Trace Ln is owner-occupied and held in a trust since October 2005.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	2 ORCHARD TRACE LN, WILDWOOD, MO 63040-1575
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit TRIAD BANK
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Nov 9, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2005 · Amount on File
Deed Sale	Oct 26, 2005 · Amount on File
Deed Document Number	2005912
Deed Book / Page	16871 / 1762
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2 ORCHARD TRACE LN, GROVER, MO 63040-1575
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ORCHARD TRACE LN, WILDWOOD, MO 63040-1575

Mortgage

Document Number	0253343466
Date	Jan 20, 2022
Book Page	25334/3466
Instrument	2022012000572

Lender

Name	TRIAD BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2 ORCHARD TRACE LN, GROVER, MO 63040-1575
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022083000251
Date	Aug 30, 2022
Instrument	2022083000251

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 9, 2021
Property Address	2 ORCHARD TRACE LN, GROVER, MO 63040-1575
Document Number	0252083872
Book / Page	25208 / 3872
Map Reference	MB 352 PG 871-875
Instrument Date	Nov 1, 2021
Instrument	2021110900577
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2 ORCHARD TRACE LN, WILDWOOD, MO 63040-1575

Tax Assessment & Valuation

The 2025 property tax bill for 2 Orchard Trace Ln was $8,948, down 0.4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,300 (-) Land $39,810 Building $91,490	$691,000 (-) Land $209,500 Building $481,500
2025	$8,948.00 (-0.45%)	$131,300 Land $39,810 Building $91,490	$691,000 Land $209,500 Building $481,500
2024	$8,988.00 (+0.08%)
2023	$8,981.00	$129,270 Land $23,880 Building $105,390	$680,400 Land $125,700 Building $554,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 Orchard Trace Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Orchard Trace Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Orchard Trace Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures