2 Orchard Rd, Charlottesville, VA 22903 Property Records

Albemarle County property record for 2 Orchard Rd, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,031 sqft · built 1957
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jul 2021)
Tax Bill	$9,068 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`076H0-00-00-01900`

Property Details

APN / Parcel Number

Primary APN	`076H0-00-00-01900`
Alternative APN	`31233`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,031 sqft Finished Area
Basement Area	1,054 sqft
Finished Basement	1,010 sqft
Unfinished Basement	44 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	45,738 sqft (1.05 acres)
View / Lot	Proximity to Airport
Garage Type	Detached
Garage Area	440 sqft

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	40 sqft
Patio Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Street Address	2 ORCHARD RD
City	CHARLOTTESVILLE
State	VA
Zip	22903-4727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	LIBERTY HILLS 19 & PT. 20
Legal Subdivision	LIBERTY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2023
Census Tract	11000

Owner

2 Orchard Rd is owned and occupied by an individual who bought it in July 2021.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2 ORCHARD RD, CHARLOTTESVILLE, VA 22903-4727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jan 18, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Jan 18, 2017 · Amount on File
Deed Document Number	202111879
Deed Book / Page	5570 / 594
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 6, 2021
Property Address	2 ORCHARD RD, CHARLOTTESVILLE, VA 22903-4727
Document Number	5570/594
Book / Page	5570 / 594
Map Reference	MB 312 PG 252
Instrument Date	Jun 23, 2021
Instrument	2021-00011879
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ORCHARD RD, CHARLOTTESVILLE, VA 22903-4727

Mortgage

Document Number	202100011880
Date	Jul 6, 2021
Instrument	2021-00011880

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 18, 2017
Property Address	2 ORCHARD RD, CHARLOTTESVILLE, VA 22903-4727
Document Number	0000000654
Book / Page	004866 / 000418
Instrument Date	Jan 12, 2017
Instrument	654
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	604 N OAKHURST DR BEVERLY HILLS CA 902103531, BEVERLY HILLS, CA 90210-3531

Tax Assessment & Valuation

The 2026 property tax bill for 2 Orchard Rd was $9,068, up 25.7% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,068.00 (+25.72%)	$1,014,300 (+25.7%) Land $419,700 Building $594,600	$1,014,300 (+25.7%) Land $419,700 Building $594,600
2025	$7,213.00	$806,900 Land $342,700 Building $464,200	$806,900 Land $342,700 Building $464,200
2023	$6,482.00	$759,100 Land $342,700 Building $416,400	$759,100 Land $342,700 Building $416,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Orchard Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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