2 Orchard Ln, Buchanan, MI 49107 Property Records

Berrien County property record for 2 Orchard Ln, Buchanan, MI 49107

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 1,762 sqft · built 2006
Lot Size	1.29 acres (56,410 sqft)
Owner	2 Trust Names on File
Last Sale	$541,942 (Oct 2006)
Tax Bill	$6,327 (2025)
Deeds & Mortgages	Jul 2026 Transfer May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-5700-0002-00-7`

Property Details

APN / Parcel Number

Primary APN	`22-5700-0002-00-7`
Alternative APN	`11-22-5700-0002-00-7`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,353 sqft
Basement Area	1,353 sqft
Unfinished Basement	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	56,410 sqft (1.29 acres)
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 ORCHARD LN
City	BUCHANAN
State	MI
Zip	49107-8358
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	224400
Legal Description	UNIT 2 ORCHARD ON THE LAKE CONDOMINIUM LIBER 216 PAGE 1
Legal Subdivision	ORCHARD ON THE LAKE
Legal Unit	2
Jurisdiction	BERRIEN MI
Township / Civil Division	WEESAW
Census Block Group	2
Census Block	2028
Census Tract	11600

Owner

2 Orchard Ln, a condominium, is held in a trust since July 2026.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1821 W ERIE ST, CHICAGO, IL 60622-5520
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 12, 2020	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2006 · Amount on File
Deed Sale	Oct 20, 2006 · Amount on File
Deed Book / Page	2752 / 1100
Last Transfer Date	Jul 7, 2026
Transfer Doc	0000466644
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 27, 2026
Property Address	2 ORCHARD LN, BUCHANAN, MI 49107-8358
Document Number	0000466644
Book / Page	3483 / 1885
Instrument Date	Jul 7, 2026
Instrument	2026466644
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1821 W ERIE ST, CHICAGO, IL 60622-5520

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2 ORCHARD LN, BUCHANAN, MI 49107-8358
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03183/1710
Date	May 31, 2017
Book Page	3183/1710

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	2.25%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2 ORCHARD LN, BUCHANAN, MI 49107-8358
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003278/761
Date	Jun 12, 2020
Book Page	3278/761

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Change Frequency	Monthly
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2 Orchard Ln was $6,327, up 5.2% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Weesaw Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,800 (+9.16%)	$1,089,600 (+9.16%)
2025	$6,327.00 (+5.2%)	$499,100	$998,200
2024	$6,014.00
2023		$308,600	$617,200
2022	$5,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Orchard Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Orchard Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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