2 Orchard Dr, Waterville, OH 43566 Property Records

Lucas County property record for 2 Orchard Dr, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,347 sqft · built 1959
Lot Size	0.346 acres (15,100 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Sep 2025)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96-28001`

Property Details

APN / Parcel Number

Primary APN	`96-28001`
Alternative APN	`46055001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,347 sqft Living Area
1st Floor Area	1,347 sqft

Exterior

Year Built	Built 1959
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,100 sqft (0.346 acres)
Lot Dimensions	201 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 ORCHARD DR
City	WATERVILLE
State	OH
Zip	43566-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	ORCHARD VIEW LOT 1
Legal Subdivision	ORCHARD VIEW
Legal Lot Number	1
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	2
Census Block	2007
Census Tract	8906

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2 ORCHARD DR, WATERVILLE, OH 43566-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jan 28, 2022	Warranty Deed, Transfer · Line of Credit RELIANCE FIRST CAPITAL LLC
Jan 15, 2019	Warranty Deed, Transfer · FHA Mortgage MIDWEST MORTGAGE INVESTMENTS LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	202509150033053
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 15, 2025
Property Address	2 ORCHARD DR, WATERVILLE, OH 43566-1013
Document Number	0000033053
Map Reference	VOL 57 PG 66
Instrument Date	Aug 25, 2025
Instrument	202509150033053
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 ORCHARD DR, WATERVILLE, OH 43566-1013

Mortgage

Document Number	0000033054
Date	Sep 15, 2025
Instrument	202509150033054

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 28, 2022
Property Address	2 ORCHARD DR, WATERVILLE, OH 43566-1013
Document Number	0000004937
Map Reference	VOL 57 PG 66
Instrument Date	Jan 25, 2022
Instrument	202201280004937
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2 ORD DRIVE, WATERVILLE, OH 43566

Mortgage

Document Number	0000004938
Date	Jan 28, 2022
Instrument	202201280004938

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 15, 2019
Property Address	2 ORCHARD DR, WATERVILLE, OH 43566-1013
Document Number	0000002050
Map Reference	VOL 57 PG 66
Instrument Date	Jan 11, 2019
Instrument	201901150002050
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ORCHARD DR, WATERVILLE, OH 43566-1013

Mortgage

Document Number	0000002051
Date	Jan 15, 2019
Instrument	201901150002051

Lender

Name	MIDWEST MORTGAGE INVESTMENTS LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,929.00 (+4.98%)	$57,575 (-) Land $15,820 Building $41,755
2024	$2,790.00 (+2.88%)	$57,575 (+15.93%) Land $15,820 Building $41,755	$164,500 (+15.93%) Land $45,200 Building $119,300
2023	$2,712.00 (-0.95%)	$49,665 (-) Land $13,650 Building $36,015
2022	$2,738.00 Homeowner's exemption	$49,665 Land $13,650 Building $36,015
2021			$141,900 Land $39,000 Building $102,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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