Bergen County and Upper Saddle River Borough property record for 2 Oratam Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,366 sqft · built 1976 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $850,000 (Mar 2011) |
| Tax Bill | $18,130 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01304-0000-00006-01 |
| Primary APN | 63-01304-0000-00006-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,366 sqft Living Area |
|---|
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 38,333 sqft (0.88 acres) |
| Old Parcel Number | 6301304000000601 |
|---|---|
| Street Address | 2 ORATAM RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .880 AC |
| Legal Block | 1304 |
| Legal Lot Number | 6.1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 2 ORATAM RD, UPPER SADDLE RIVER, NJ 07458-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2011 · Amount on Record |
| Deed Sale | Mar 30, 2011 · Amount on Record |
| Deed Document Number | 20117100682 |
| Deed Book / Page | 710 / 682 |
| Prior Transfer Date | Apr 24, 2008 |
| Prior Transfer Doc | 0095320300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 ORATAM RD, UPPER SADDLE RIVER, NJ 07458-2417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0041150261 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 4115/261 |
| Instrument | 2021067713 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Feb 1, 2036 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $700,000 (-) Land $454,000 Building $246,000 | $700,000 (-) Land $454,000 Building $246,000 | |
| 2025 | $18,130.00 (+1.73%) | $700,000 (-) Land $454,000 Building $246,000 | $700,000 (-) Land $454,000 Building $246,000 |
| 2024 | $17,822.00 (+2.95%) | ||
| 2023 | $700,000 Land $454,000 Building $246,000 | $700,000 Land $454,000 Building $246,000 | |
| 2022 | $17,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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