2 Onyx Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 2 Onyx Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on Record
Last Sale	$210,250 (Jun 2018)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`T990300242`

Property Details

APN / Parcel Number

Primary APN	`T990300242`
Alternative APN	`2-0051-8062-00-0049.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	3,440 sqft
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T990300242
Street Address	2 ONYX CT
City	O FALLON
State	MO
Zip	63366-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND POINTE #3 LOT 49
Legal Subdivision	DIAMOND PT #3
Legal Lot Number	49
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4004
Census Tract	311602

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2 ONYX CT, O FALLON, MO 63366-1813
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 4, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Mar 6, 2008 · Amount on Record
Deed Document Number	2018308440
Deed Book / Page	6928 / 1550
Last Transfer Date	Oct 28, 2020
Transfer Doc	0000102183
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 ONYX CT, O FALLON, MO 63366-1813
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ONYX CT, O FALLON, MO 63366-1813

Mortgage

Document Number	0000000153
Date	Jan 3, 2023
Instrument	2023R-000153

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 ONYX CT, O FALLON, MO 63366-1813
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000516140
Date	Sep 20, 2019
Book Page	7146/0071
Instrument	20190920000516140

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2 ONYX CT, O FALLON, MO 63366-1813
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ONYX CT, O FALLON, MO 63366-1813

Mortgage

Document Number	0000090907
Date	Nov 23, 2020
Instrument	2020R-090907

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 28, 2020
Property Address	2 ONYX CT, O FALLON, MO 63366-1813
Document Number	0000102184
Instrument Date	Oct 28, 2020
Instrument	102184
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 ONYX CT O FALLON MO 633661813, O FALLON, MO 63366-1813

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 28, 2020
Property Address	2 ONYX CT, O FALLON, MO 63366-1813
Document Number	0000102183
Instrument Date	Oct 28, 2020
Instrument	102183
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 ONYX CT O FALLON MO 633661813, O FALLON, MO 63366-1813

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 4, 2018
Property Address	2 ONYX CT, O FALLON, MO 63366-1813
Document Number	0000308440
Book / Page	6928 / 1550
Map Reference	MB 35 PG 189
Instrument Date	Jun 1, 2018
Instrument	20180604000308440
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 CHESTERFIELD CT, 26, WENTZVILLE, MO 63385-4487

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 ONYX CT, O FALLON, MO 63366-1813

Mortgage

Document Number	0000308450
Date	Jun 4, 2018
Instrument	20180604000308450

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 22, 2018
Property Address	2 ONYX CT, O FALLON, MO 63366-1813
Document Number	0068812391
Book / Page	006881 / 002391
Instrument Date	Feb 17, 2018
Instrument	94150
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ONYX CT O FALLON MO 633661813, O FALLON, MO 63366-1813

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$57,146 (+8.76%)	$300,771 (+8.77%) Land $60,000 Building $240,771
2023	$52,541
2022		$276,531 Land $50,000 Building $226,531

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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