Albany County and Colonie Town property record for 2 Old Valley Rd, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,675 sqft · built 1960 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $395,000 (May 2023) |
| Tax Bill | $6,856 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.2-4-9 |
| Primary APN | 012689 17.2-4-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| 1st Floor Area | 1,339 sqft |
| Basement Area | 336 sqft |
| Finished Basement | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700200040090000000 |
|---|---|
| Street Address | 2 OLD VALLEY RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 8 N-9 E-4 C-65-65 |
| Legal Subdivision | SHAKER RIDGE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 13703 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2 OLD VALLEY RD, SCHENECTADY, NY 12309-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2023 | Deed of Trust, Mortgage · VA Mortgage CCFCU FUNDING LLC |
| Oct 22, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2023 · Amount on Record |
| Deed Sale | May 11, 2023 · Amount on Record |
| Prior Sale | Feb 22, 2013 · Amount on Record |
| Deed Document Number | 20238468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2 OLD VALLEY RD, NISKAYUNA, NY 12309-1914 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32 POINT OF WOODS DR, ALBANY, NY 12203-5313 |
| Document Number | 0000000469 |
|---|---|
| Date | May 11, 2023 |
| Instrument | R2023-8469 |
| Name | CCFCU FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2 OLD VALLEY RD, NISKAYUNA, NY 12309-1914 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2 OLD VALLEY RD, SCHENECTADY, NY 12309-1914 |
| Document Number | 0000002072 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | R2021-32072 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2051 |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,856.00 (+18.37%) Veteran's exemption | ||
| 2025 | $5,792.00 (+16.21%) Veteran's exemption | $125,900 (-) Land $31,500 Building $94,400 | $288,100 (+16.69%) Land $72,082 Building $216,018 |
| 2023 | $125,900 (-) Land $31,500 Building $94,400 | $246,900 (+9.33%) Land $61,774 Building $185,126 | |
| 2022 | $125,900 Land $31,500 Building $94,400 | $225,830 Land $56,502 Building $169,328 | |
| 2021 | $4,984.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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