2 Old River Rd, Oxford, MS 38655 Property Records

Lafayette County property record for 2 Old River Rd, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,295 sqft · built 1970
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$353,300 (Jun 2026)
Tax Bill	$2,610 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`177-25-015.00`

Property Details

APN / Parcel Number

Primary APN	`177-25-015.00`
Alternative APNs	`143-25-015` `12247`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,295 sqft Living Area
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	82,764 sqft (1.9 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	12247
Street Address	2 OLD RIVER RD
City	OXFORD
State	MS
Zip	38655-9542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SE1/4 SW1/4 S OF RD & PT N1/2 N1/2 NE1/4 NW1/4 SECTION 36 PREV APN: 143 -25-015
Legal Range	04W
Legal Township	09S
Legal Section	25
Jurisdiction	LAFAYETTE MS
Township / Civil Division	4
Census Block Group	2
Census Block	2005
Census Tract	950502

Owner

2 Old River Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Lafayette County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 OLD RIVER RD, OXFORD, MS 38655-9542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · FHA Mortgage HUNTINGTON NATIONAL BANK
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
May 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	May 19, 2021
Deed Document Number	20265157
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jun 12, 2026
Property Address	2 OLD RIVER RD, OXFORD, MS 38655-9542
Document Number	0000005157
Instrument Date	Jun 4, 2026
Instrument	20265157
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OLD RIVER RD, OXFORD, MS 38655-9542

Mortgage

Document Number	0000005158,
Date	Jun 12, 2026
Instrument	20265158

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	2 OLD RIVER RD, OXFORD, MS 38655-9542
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202106700
Date	Jun 22, 2021
Instrument	202106700

Lender

Name	MECHANICS BANK
Type	Bank
Address	WATER VALLEY, MS 38965

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 16, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	May 19, 2021
Property Address	2 OLD RIVER RD, OXFORD, MS 38655-9542
Document Number	0202105326
Instrument Date	May 17, 2021
Instrument	202105326
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 OLD RIVER RD, OXFORD, MS 38655-9542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 HIGHWAY 7 S, WATER VALLEY, MS 38965-3747

Tax Assessment & Valuation

The 2025 property tax bill for 2 Old River Rd was $2,610.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Taylor Village
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00	$22,907	$152,710 Land $21,580 Building $131,130
2023	$1,884.00	$16,289	$108,590 Land $24,890 Building $83,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 Old River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1983–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Old River Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 77% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAYLOR WATER ASSOCIATION public/private · serves 1,962 people · EPA ID MS0360014
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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