2 Old Rd E, Elmsford, NY 10523 Property Records

Westchester County and Greenburgh Town property record for 2 Old Rd E, Elmsford, NY 10523

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$45,098 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`552605 5.50-96-3.2`

Property Details

APN / Parcel Number

Primary APN	`552605 5.50-96-3.2`
Alternative APNs	`55260515 22 00000 P16` `5150425`

Exterior

Architectural Style	Multi-Family
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	5150425
Street Address	2 OLD RD E
City	ELMSFORD
State	NY
Zip	10523-2805
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RO
Legal Subdivision	SUBDIVISION FOR ALLYN-AUSTIN
Legal Block	96
Legal Lot Number	3.002
Jurisdiction	WESTCHESTER NY
Township / Civil Division	GREENBURGH
Census Block Group	2
Census Block	2013
Census Tract	11200

Owner

Source: Westchester County and Greenburgh Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 OLD RD E, ELMSFORD, NY 10523-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS BANK AND TRUST COMPANY
Mar 14, 2019	Loan Modification, Mortgage M&T BK
Mar 27, 2019	Intrafamily Transfer, Transfer · ARM M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 14, 2019
Transfer Doc	0590723195
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 3, 2026
Property Address	2 OLD RD E, ELMSFORD, NY 10523-2805
Document Number	0000003686
Instrument Date	Mar 20, 2026
Instrument	20263686
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OLD RD E, ELMSFORD, NY 10523-2805

Mortgage

Document Number	0000003686,
Date	Apr 3, 2026
Instrument	20263686

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	2 OLD RD E, ELMSFORD, NY 10523-2805
Document Number	0590863064
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OLD RD E ELMSFORD NY 105232805, ELMSFORD, NY 10523-2805

Mortgage

Document Number	0590863064
Date	Mar 27, 2019
Book Page	059086/003064

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 27, 2019
Property Address	2 OLD RD E, ELMSFORD, NY 10523-2805
Document Number	0590723195
Map Reference	MAP 28106
Instrument Date	Mar 14, 2019
Instrument	590723195
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	JUDICIAL TITLE INS AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 OLD RD E, ELMSFORD, NY 10523-2805

Mortgage

Document Number	0590863063
Date	Mar 27, 2019
Instrument	590863063

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Westchester County and Greenburgh Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Greenburgh Town
Municipality	Elmsford Village
Unified School District	Greenburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$45,098.00 (+304.68%)
2025	$11,144.00	$1,698,600 (+7%) Land $191,800 Building $1,506,800	$1,698,600 (+7%) Land $191,800 Building $1,506,800
2024		$1,587,500 (+25.67%) Land $191,800 Building $1,395,700	$1,587,500 (+25.67%) Land $191,800 Building $1,395,700
2023		$1,263,200 Land $191,800 Building $1,071,400	$1,263,200 Land $191,800 Building $1,071,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (1979–2025)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMSFORD VILLAGE serves 5,293 people · EPA ID NY5903427
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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