2 Old Falls Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 2 Old Falls Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,530 sqft · built 2023
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Jul 2022)
Tax Bill	$5,463 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:097 B:014-D`

Property Details

APN / Parcel Number

Primary APN	`M:097 B:014-D`
Alternative APNs	`YORK M:0097 B:0014-G` `97-0014-G` `002456`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Gross Area	4,248 sqft
1st Floor Area	1,530 sqft
Attic	Attic
Attic Area	170 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	97-0014-G
Street Address	2 OLD FALLS RD
City	CAPE NEDDICK
State	ME
Zip	03902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	14-G
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	4
Census Block	4032
Census Tract	36002

Owner

2 Old Falls Rd is owned by two individuals who bought it in July 2022.

Source: York County and York Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 748, YORK, ME 03909-0748
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage SALEM FIVE CENTS SAVINGS BANK
Sep 15, 2022	Deed of Trust, Mortgage · ARM SALEM FIVE MORTGAGE CORP
Jul 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Deed Document Number	202230571
Deed Book / Page	19074 / 438
Prior Transfer Date	Feb 2, 2022
Prior Transfer Doc	0190740438
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	2 OLD FALLS RD, CAPE NEDDICK, ME 03902
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189810168
Date	Mar 21, 2022
Book Page	18981/168
Instrument	2022012642

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	2 OLD FALLS RD, CAPE NEDDICK, ME 03902
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191130433
Date	Sep 15, 2022
Book Page	19113/433
Instrument	2022039717

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Oct 1, 2029
Index	1-Year CMT

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK ME
Recording Date	Jul 20, 2022
Property Address	2 OLD FALLS RD, CAPE NEDDICK, ME 03902
Document Number	0190740438
Book / Page	19074 / 438
Instrument Date	Feb 2, 2022
Instrument	2022030571
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	PO BOX 748, YORK, ME 03909-0748

Mortgage

Document Number	2022012642
Date	Jul 20, 2022
Instrument	2022012642

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2 Old Falls Rd was $5,463, up 7% from the year before.

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,463.00 (+6.99%)	$662,200 (+8.95%) Land $158,600 Building $503,600
2024	$5,106.00 (+17.38%)	$607,800 (+18.07%) Land $158,600 Building $449,200
2023	$4,350.00 (+284.96%)	$514,800 (+289.41%) Land $132,200 Building $382,600
2022	$1,130.00	$132,200 Land $132,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Old Falls Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	6 (2006–2023)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Old Falls Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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