Westerly Town property record for 2 Ocean Rise Dr, Westerly, RI 02891
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,497 sqft · built 1989 |
| Lot Size | 0.434 acres (18,885 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $865,000 (May 2006) |
| Tax Bill | $9,832 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:151 B:29 |
| Primary APN | WEST M:151 B:29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 3,497 sqft Living Area |
| Gross Area | 6,690 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,885 sqft (0.434 acres) |
| Heating System | Geothermal |
|---|---|
| Heating Fuel | Electric |
| Account Number | 18137895 |
|---|---|
| Street Address | 2 OCEAN RISE DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4100 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Block | 29 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3061 |
| Census Tract | 50902 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8399 SE ISLAND WAY, JUPITER, FL 33458-1122 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BK |
| Feb 26, 2018 | Deed of Trust, Mortgage BANK OF NY MELLON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2006 · Amount on Record |
| Deed Sale | May 26, 2006 · Amount on Record |
| Prior Sale | May 22, 1989 · Amount on Record |
| Deed Book / Page | 1536 / 97 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 OCEAN RISE DR, WESTERLY, RI 02891-4100 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0020212537 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021-2537 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 OCEAN RISE DR, WESTERLY, RI 02891-4100 |
| Document Number | 2019-4491 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2 OCEAN RISE DR WESTERLY RI 028914100, WESTERLY, RI 02891-4100 |
| Document Number | 2019-4491 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 002019/014491 |
| Instrument | 3693 |
| Name | FIRST REPUBLIC BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 2 OCEAN RISE DR, WESTERLY, RI 02891-4100 |
| Document Number | 2018-2868 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2019 |
| Name | Verified Name |
|---|---|
| Address | 2 OCEAN RISE DR WESTERLY RI 028914100, WESTERLY, RI 02891-4100 |
| Document Number | 2018-2868 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 002018/002868 |
| Instrument | 749 |
| Name | BANK OF NY MELLON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,832.00 (-5.37%) | $1,382,800 (+28.04%) Land $422,400 Building $960,400 | $1,737,714 |
| 2023 | $10,390.00 (+0.63%) | $1,080,000 (-) Land $301,700 Building $778,300 | |
| 2022 | $10,325.00 | $1,080,000 Land $301,700 Building $778,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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